125 Willowdale Ave, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 125 Willowdale Ave, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	1,806 sqft · built 1927
Lot Size	0.128 acres (5,580 sqft)
Owner	Individual Name on Record
Last Sale	$580,000 (Sep 2022)
Tax Bill	$13,280 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`13-04008-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`13-04008-0000-00002`
Alternative APN	`130400800002`

Interior

Stories	2 Stories
Building Area	1,806 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Construction Type	Frame
Lot Area	5,580 sqft (0.128 acres)
Lot Dimensions	124 ft deep x 45 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130400800002
Street Address	125 WILLOWDALE AVE
City	MONTCLAIR
State	NJ
Zip	07042-4424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	45X124 IRR
Legal Block	4008
Legal Lot Number	2
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1006
Census Tract	17200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Glen Ridge Historic District listed 1982 · 1,156 contributing resources · NRIS 82004784

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	125 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage BETHPAGE FCU
Sep 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 19, 2018	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2022 · Amount on Record
Deed Sale	Sep 12, 2022 · Amount on Record
Prior Sale	Jun 8, 2015 · Amount on Record
Deed Document Number	202283025
Prior Transfer Date	Sep 17, 2019
Prior Transfer Doc	2019090491
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 12, 2022
Property Address	125 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4424
Document Number	0000083025
Instrument Date	Aug 29, 2022
Instrument	2022083025
Transaction Type	Transfer
Record Updated	Oct 5, 2022
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	512 LENNOX RD, 512, WILMINGTON, DE 19809-2117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4424

Mortgage

Document Number	0000083026
Date	Sep 12, 2022
Instrument	2022083026

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	125 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4424
Transaction Type	Mortgage
Record Updated	Feb 15, 2022
Title Company	AMERICAS HOME TITLE LLC, AMERICAN HOME TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007000
Date	Jan 26, 2022
Instrument	2022007000

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	125 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4424
Document Number	0000118424
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	KENSINGTON VANGUARD NATIONAL LAND, KENSINGTON VANGUARD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 WILLOWDALE AVE MONTCLAIR NJ 070424424, MONTCLAIR, NJ 07042-4424

Mortgage

Document Number	0000118424
Date	Dec 16, 2019
Instrument	118424

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	GLEN BURNIE, MD 21060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 25, 2019
Property Address	125 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4424
Document Number	0000090491
Instrument Date	Sep 17, 2019
Instrument	90491
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 WILLOWDALE AVE MONTCLAIR NJ 070424424, MONTCLAIR, NJ 07042-4424

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	125 WILLOWDALE AVE, MONTCLAIR, NJ 07042-4424
Document Number	0000029172
Instrument Date	Mar 19, 2018
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	125 WILLOWDALE AVE MONTCLAIR NJ 070424424, MONTCLAIR, NJ 07042-4424

Mortgage

Document Number	0000029172
Date	Apr 5, 2018
Instrument	29172

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,700 (-) Land $179,600 Building $198,100	$377,700 (-) Land $179,600 Building $198,100
2025	$13,280.00 (+3.32%)	$377,700 (+1.89%) Land $179,600 Building $198,100	$377,700 (+1.89%) Land $179,600 Building $198,100
2024	$12,853.00 (+5.46%)
2023		$370,700 Land $179,600 Building $191,100	$370,700 Land $179,600 Building $191,100
2022	$12,188.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 27 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	33 units insured incl. 6 condo units
Nearby Flood Claims	26 (1995–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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