Madison County property record for 123 Walnut St, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,228 sqft |
| Lot Size | 0.149 acres (6,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Aug 2024) |
| Tax Bill | $1,907 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Aug 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | B006-0021-0011 |
| Primary APN | B006-0021-0011 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,228 sqft Living Area |
| 1st Floor Area | 1,228 sqft |
| Basement Area | 1,228 sqft |
| Unfinished Basement | 1,228 sqft |
| Exterior Material | Wood |
|---|---|
| Lot Area | 6,504 sqft (0.149 acres) |
| Account Number | 73933 |
|---|---|
| Street Address | 123 WALNUT ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2-8 |
| Legal Subdivision | W W ROMINGER ESTATE |
| Legal Lot Number | 2-8 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 11301 |
Source: Madison County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 123 WALNUT ST, BEREA, KY 40403-1628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Sep 11, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CUMBERLAND VALLEY NATL BANK & TRUST CO |
| Aug 18, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2024 · Amount on Record |
| Deed Sale | Aug 19, 2024 · Amount on Record |
| Deed Document Number | 202414217687 |
| Deed Book / Page | 856 / 292 |
| Prior Transfer Date | Aug 17, 2022 |
| Prior Transfer Doc | 000D828/72 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 123 WALNUT ST, BEREA, KY 40403-1628 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 123 WALNUT ST, BEREA, KY 40403-1628 |
| Document Number | 0M2408/688 |
|---|---|
| Date | Sep 11, 2025 |
| Book Page | M2408/688 |
| Instrument | 2014284637 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LONDON, KY 40741 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 5.87% |
| Max Rate At Change | 8.87% |
| Index | 5-Year CMT |
| Margin | 4 |
| Max Rate | 12.8% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 18, 2022 |
| Property Address | 123 WALNUT ST, BEREA, KY 40403-1628 |
| Document Number | 000D828/72 |
| Book / Page | D828 / 72 |
| Map Reference | MB 2 PG 66 |
| Instrument Date | Aug 17, 2022 |
| Instrument | 2014107165 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 123 WALNUT ST, BEREA, KY 40403-1628 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,907.00 (+65.68%) | $160,000 (+81.82%) | $160,000 (+81.82%) |
| 2023 | $1,151.00 | $88,000 | $88,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures