Madison County property record for 114 Walnut St, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,545 sqft |
| Owner | Individual Name on Record |
| Last Sale | $139,000 (Aug 2024) |
| Tax Bill | $1,656 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B007-0011-0004 |
| Primary APN | B007-0011-0004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,545 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Garage Type | Carport |
| Carport | Carport |
| Account Number | 75035 |
|---|---|
| Street Address | 114 WALNUT ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 |
| Legal Lot Number | 15 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 11301 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 114 WALNUT ST, BEREA, KY 40403-1629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2025 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Aug 14, 2024 | Intrafamily Transfer, Transfer |
| Aug 14, 2024 | Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2024 · Amount on Record |
| Deed Sale | Aug 14, 2024 · Amount on Record |
| Prior Sale | Aug 14, 2024 |
| Deed Document Number | 2014217200 |
| Deed Book / Page | D856 / 166 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 114 WALNUT ST, BEREA, KY 40403-1629 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 114 WALNUT ST, BEREA, KY 40403-1629 |
| Document Number | 0M2415/534 |
|---|---|
| Date | Oct 8, 2025 |
| Book Page | M2415/534 |
| Instrument | 2014290543 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | AUSTIN, TX 78726 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 14, 2024 |
| Property Address | 114 WALNUT ST, BEREA, KY 40403-1629 |
| Document Number | 00D856/161 |
| Book / Page | D856 / 161 |
| Map Reference | MB 1 PG 8 |
| Instrument Date | Aug 12, 2024 |
| Instrument | 2014217195 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 114 WALNUT ST, BEREA, KY 40403-1629 |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 214 MILLSTONE DR, HAMPTON, GA 30228-4810 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 14, 2024 |
| Property Address | 114 WALNUT ST, BEREA, KY 40403-1629 |
| Document Number | 00D856/166 |
| Book / Page | D856 / 166 |
| Map Reference | MB 1 PG 222 |
| Instrument Date | Aug 12, 2024 |
| Instrument | 2014217200 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $139.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 214 MILLSTONE DR, HAMPTON, GA 30228-4810 |
| Name | Verified Name |
|---|---|
| Address | 114 WALNUT ST, BEREA, KY 40403-1629 |
| Document Number | 2014217203 |
|---|---|
| Date | Aug 14, 2024 |
| Instrument | 2014217203 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2054 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,656.00 (+140.7%) Additional exemption filed | $139,000 (+40.4%) | $139,000 (+40.4%) |
| 2023 | $688.00 Homeowner's exemption | $99,000 | $99,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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