Madison County property record for 122 Walnut St, Berea, KY 40403 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,817 sqft |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Jun 2024) |
| Tax Bill | $1,847 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jun 2024 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | B007-0011-0001 |
| Primary APN | B007-0011-0001 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,817 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Garage Type | Carport |
| Garage Area | 936 sqft |
| Carport | Carport |
| Parking Spaces | 4 Parking Spaces |
| Account Number | 55998 |
|---|---|
| Street Address | 122 WALNUT ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | J K BAKER ADDT LOT 23 & 25 |
| Legal Subdivision | J K BAKER ADDT |
| Legal Lot Number | 23,25 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 11301 |
Source: Madison County records · APN B007-0011-0001
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 122 WALNUT ST, BEREA, KY 40403-1629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CUMBERLAND VALLEY NATL BANK & TRUST CO |
| Jun 12, 2024 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 12, 2024 · Amount on Record |
| Deed Sale | Jun 12, 2024 · Amount on Record |
| Deed Document Number | 2014208351 |
| Deed Book / Page | D853 / 433 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 122 WALNUT ST, BEREA, KY 40403-1629 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 127 HOLLY HILL DR, BEREA, KY 40403-1618 |
| Document Number | 0M2419/483 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | M2419/483 |
| Instrument | 2014294743 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LONDON, KY 40741 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.74% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 01, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 5.74% |
| Max Rate At Change | 8.74% |
| Index | 5-Year CMT |
| Margin | 4 |
| Max Rate | 12.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 12, 2024 |
| Property Address | 122 WALNUT ST, BEREA, KY 40403-1629 |
| Document Number | 00D853/433 |
| Book / Page | D853 / 433 |
| Map Reference | MB 1 PG 8 |
| Instrument Date | Jun 05, 2024 |
| Instrument | 2014208351 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $155.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3575 PAINT LICK RD, PAINT LICK, KY 40461-4922 |
| Name | Verified Name |
|---|---|
| Address | 122 WALNUT ST, BEREA, KY 40403-1629 |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,847.00 (+218.45%) Additional exemption filed | $155,000 (+70.89%) | $155,000 (+70.89%) |
| 2023 | $580.00 Homeowner's exemption | $90,700 | $90,700 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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