Lincoln County property record for 123 W Larch St, Libby, MT 59923
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,504 sqft · built 1920 |
| Lot Size | 0.398 acres (17,337 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $269 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| APN | R568659 |
| Primary APN | R568659 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,504 sqft Living Area |
| 1st Floor Area | 776 sqft |
| 2nd Floor Area | 728 sqft |
| Basement Area | 364 sqft |
| Finished Basement | 364 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,337 sqft (0.398 acres) |
| Lot Dimensions | 165 ft deep x 105 ft wide |
| Garage Type | Detached |
| Garage Area | 968 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 352 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000007866 |
|---|---|
| Street Address | 123 W LARCH ST |
| City | LIBBY |
| State | MT |
| Zip | 59923-2618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOHNSTON ACRE TRACTS, S10, T30 N, R31 W, BLOCK C, LOT 2A |
| Legal Range | 31W |
| Legal Township | 30N |
| Legal Section | 10 |
| Legal Subdivision | JOHNSTON ACRE TRACTS |
| Legal Block | C |
| Legal Lot Number | 2A |
| Jurisdiction | LINCOLN MT |
| Township / Civil Division | LIBBY |
| Census Block Group | 3 |
| Census Block | 3052 |
| Census Tract | 200 |
123 W Larch St is owned and occupied by two individuals who acquired it in January 2007.
Source: Lincoln County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 123 W LARCH ST, LIBBY, MT 59923-2618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 17, 2007 |
| Transfer Doc | 309/909 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 123 W LARCH ST, LIBBY, MT 59923-2618 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000394/571 |
|---|---|
| Date | Jan 11, 2022 |
| Book Page | 394/571 |
| Instrument | 298305 |
| Name | STRONG HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MANASSAS, VA 20110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2037 |
The 2026 property tax bill for 123 W Larch St was $269 with a homeowner's exemption, up 12.6% from the year before.
Source: Lincoln County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Municipality | Libby City |
| Unified School District | Libby K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $269.00 (+12.55%) Homeowner's exemption | $324,900 (-) | |
| 2025 | $239.00 Homeowner's exemption | $324,900 | $324,900 Land $57,726 Building $267,174 |
| 2023 | $1,424.00 | $271,200 | $271,200 Land $31,029 Building $240,171 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 123 W Larch St; there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1996 · Severe Storms, Flooding, And Ice Jams |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 W Larch St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LIBBY serves 4,892 people · EPA ID MT0000274 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2025 Treatment failure resolved · Mar 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Western Montana CommunityTel Cable | 1,000 / 50 |
May also be available: Verizon.
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