109 W Larch St, Libby, MT 59923 Property Records

Lincoln County property record for 109 W Larch St, Libby, MT 59923

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,420 sqft · built 1953
Lot Size	0.786 acres (34,238 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Aug 2019)
Tax Bill	$278 (2026)
Deeds & Mortgages	May 2020 Mortgage Aug 2017 Mortgage + 2 more
APN	`R569246`

Property Details

APN / Parcel Number

Primary APN	`R569246`
Alternative APNs	`56-4175-10-2-07-01-0000` `0000008398`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,420 sqft Living Area
1st Floor Area	964 sqft
2nd Floor Area	456 sqft
Basement Area	988 sqft
Finished Basement	494 sqft
Unfinished Basement	494 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Rolled Roofing
Lot Area	34,238 sqft (0.786 acres)
Lot Dimensions	205 ft deep x 167 ft wide
Garage Type	Detached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000008398
Street Address	109 W LARCH ST
City	LIBBY
State	MT
Zip	59923-2618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNSTON ACRE TRACTS, S10, T30 N, R31 W, BLOCK 00C, ACRES 0.786, BLK C LOTS 1 & 2
Legal Range	31W
Legal Township	30N
Legal Section	10
Legal Subdivision	JOHNSTON ACRE TRACTS
Legal Block	C
Legal Lot Number	1,2
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	3
Census Block	3052
Census Tract	200

Owner

Source: Lincoln County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 W LARCH ST, LIBBY, MT 59923-2618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 2, 2017	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Aug 9, 2019	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 2, 2017	Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2019 · Amount on Record
Deed Sale	Aug 9, 2019 · Amount on Record
Prior Sale	Aug 2, 2017 · Amount on Record
Deed Document Number	2019280968
Deed Book / Page	378 / 311
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	109 W LARCH ST, LIBBY, MT 59923-2618
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000382/531
Date	May 26, 2020
Book Page	382/531
Instrument	285563

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Sep 1, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	109 W LARCH ST, LIBBY, MT 59923-2618
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	368/542
Date	Aug 2, 2017
Book Page	368/542
Instrument	269931

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Aug 9, 2019
Property Address	109 W LARCH ST, LIBBY, MT 59923-2618
Document Number	378/311
Book / Page	378 / 311
Instrument Date	Jul 9, 2019
Instrument	280968
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2821 BEACHCOMBER AVE, THERMAL, CA 92274-6476

Mortgage

Document Number	280969
Date	Aug 9, 2019
Instrument	280969

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Aug 2, 2017
Property Address	109 W LARCH ST, LIBBY, MT 59923-2618
Document Number	368/543
Book / Page	368 / 543
Map Reference	PL 7119
Instrument Date	Jun 28, 2017
Instrument	269932
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4108 SW GOODWIN ST, 4108, ANKENY, IA 50023-8223

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 W LARCH ST, LIBBY, MT 59923-2618

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Municipality	Libby City
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$278.00 (-80.55%) Homeowner's exemption	$336,200 (+23.69%)
2025			$336,200 (+23.69%) Land $72,100 Building $264,100
2023	$1,429.00	$271,800	$271,800 Land $40,329 Building $231,471

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1996 · Severe Storms, Flooding, And Ice Jams

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIBBY serves 4,892 people · EPA ID MT0000274
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2025 Treatment failure resolved · Mar 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Western Montana CommunityTel Cable	1,000 / 50

May also be available: Verizon.

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