104 W Larch St, Libby, MT 59923 Property Records

Lincoln County property record for 104 W Larch St, Libby, MT 59923

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,232 sqft · built 1959
Lot Size	0.247 acres (10,759 sqft)
Owner	2 Individual Names on Record
Last Sale	$254,868 (Jan 2026)
Tax Bill	$2,490 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2020 Sale
APN	`R5610594`

Property Details

APN / Parcel Number

Primary APN	`R5610594`
Alternative APNs	`56-4175-10-2-01-21-0000` `0000009682`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	560 sqft
Finished Basement	560 sqft
Family Room	Family Room

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	10,759 sqft (0.247 acres)
Lot Dimensions	140 ft deep x 77 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000009682
Street Address	104 W LARCH ST
City	LIBBY
State	MT
Zip	59923-2617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNSTON ACRE TRACTS, S10, T30 N, R31 W, BLOCK D, ACRES 0.247, TR 1AB1
Legal Range	31W
Legal Township	30N
Legal Section	10
Legal Subdivision	JOHNSTON ACRE TRACTS
Legal Tract	1AB1
Legal Block	D
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	3
Census Block	3044
Census Tract	200

Owner

Source: Lincoln County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 W LARCH ST, LIBBY, MT 59923-2617
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Distribution, Transfer · FHA Mortgage ARMED FORCES BANK NA
Mar 23, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2026 · Amount on Record
Deed Sale	Jan 5, 2026 · Amount on Record
Prior Sale	Mar 23, 2020
Deed Document Number	2026319120
Deed Book / Page	413 / 335
Record Updated	Oct 29, 2026

January 2026: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	LINCOLN MT
Recording Date	Jan 5, 2026
Property Address	104 W LARCH ST, LIBBY, MT 59923-2617
Document Number	000413/335
Book / Page	413 / 335
Instrument Date	Jan 2, 2026
Instrument	319120
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	UNKNOWN, FLYING S T&E LIBBY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 W LARCH ST, LIBBY, MT 59923-2617

Mortgage

Document Number	0000319121
Date	Jan 5, 2026
Instrument	319121

Lender

Name	ARMED FORCES BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Mar 23, 2020
Property Address	104 W LARCH ST, LIBBY, MT 59923-2617
Document Number	381/671
Book / Page	381 / 671
Instrument Date	Mar 20, 2020
Instrument	284659
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 W LARCH ST, LIBBY, MT 59923-2617
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Municipality	Libby City
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,490.00 (+181.04%)	$237,600 (-)
2025	$886.00 (-49.63%)	$237,600 (+11.92%)	$237,600 (+11.92%) Land $52,163 Building $185,437
2023	$1,759.00	$212,300	$212,300 Land $27,429 Building $184,871

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1996 · Severe Storms, Flooding, And Ice Jams

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIBBY serves 4,892 people · EPA ID MT0000274
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2025 Treatment failure resolved · Mar 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Western Montana CommunityTel Cable	1,000 / 50

May also be available: Verizon.

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