Grayson County property record for 123 Valley Ranch Rd, Sherman, TX 75092
| Property Type | Single Family Home |
|---|---|
| Details | 2,651 sqft · built 1992 |
| Lot Size | 6.11 acres (266,326 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,979 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 121A132500251 |
| Primary APN | 121A132500251 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,651 sqft Living Area |
| 1st Floor Area | 2,651 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 266,326 sqft (6.11 acres) |
| Garage Type | Carport |
| Garage Area | 882 sqft |
| Carport | Carport |
| Carport Area | 882 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 88 sqft |
| Deck Area | 274 sqft |
| Patio Area | 274 sqft |
| Utility Building | 80 sqft |
| Street Address | 123 VALLEY RANCH RD |
|---|---|
| City | SHERMAN |
| State | TX |
| Zip | 75092-6818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | G-1325 WATKINS W A A-G1325, TRACT PT OF 40 & PT OF 41, ACRES 6.114, ROBERTSON FARMS |
| Legal Subdivision | WATKINS W A A-G1325 |
| Legal Tract | 40 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | NORTHWEST GRAYSON |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 1101 |
Source: Grayson County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 123 VALLEY RANCH RD, SHERMAN, TX 75092-6818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK |
| Mar 26, 2018 | Deed of Trust, Mortgage GATEWAY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 10, 2015 |
| Transfer Doc | 0000014164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 123 VALLEY RANCH RD, SHERMAN, TX 75092-6818 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008987 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 2021-00008987 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | JENKS, OK 74037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 123 VALLEY RANCH RD, SHERMAN, TX 75092-6818 |
| Document Number | 0000006866 |
| Instrument Date | Mar 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2018 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 123 VALLEY RANCH RD SHERMAN TX 750926818, SHERMAN, TX 75092-6818 |
| Document Number | 0000006866 |
|---|---|
| Date | Apr 2, 2018 |
| Instrument | 6866 |
| Name | GATEWAY MTG |
|---|---|
| Type | Mortgage Company |
| Address | JENKS, OK 74037-3448 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 1, 2048 |
Source: Grayson County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Unified School District | S and S Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,979.00 (-32.71%) Homeowner's exemption Senior Citizen's exemption | $294,099 (-24.32%) Land $28,848 Building $265,251 | $440,787 (-14.88%) Land $175,536 Building $265,251 |
| 2024 | $2,941.00 (-13.65%) | ||
| 2023 | $388,599 Land $25,479 Building $363,120 | $517,868 Land $154,748 Building $363,120 | |
| 2022 | $3,406.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2019–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 64% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| TekWav Fixed Wireless | 500 / 100 |
May also be available: Hotwire Communications, Sparklight, Verizon.
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