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115 Saint Cloud Ln, Boca Raton, FL 33431 Property Records

Palm Beach County property record for 115 Saint Cloud Ln, Boca Raton, FL 33431

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,533 sqft · built 1969
Lot Size0.197 acres (8,599 sqft)
OwnerIndividual Name on File
Last Sale$722,500 (Apr 2024)
Tax Bill$9,692 (2025)
Deeds & MortgagesMay 2026 Mortgage
Apr 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN06-42-47-14-02-005-0250

Property Details

APN / Parcel Number

Primary APN06-42-47-14-02-005-0250

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,533 sqft Living Area
Gross Area2,302 sqft
1st Floor Area1,533 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1993
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area8,599 sqft (0.197 acres)
Lot Dimensions118 ft deep x 74 ft wide
Garage TypeAttached
Garage Area449 sqft

Exterior Amenities

Pool Area90 sqft
PorchFinished/Open Porch
Porch Area320 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address115 SAINT CLOUD LN
CityBOCA RATON
StateFL
Zip33431-3929
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-D
Legal DescriptionUNIVERSITY PARK COUNTRY CLUB ESTATES LOT 25 BLK A-5
Legal Range42E
Legal Township47S
Legal Section14
Legal SubdivisionUNIVERSITY PARK COUNTRY CLUB ESTATE
Legal BlockA
Legal Lot Number25
JurisdictionPALM BEACH FL
Township / Civil DivisionBOCA RATON
Census Block Group2
Census Block2000
Census Tract7009

Owner

115 Saint Cloud Ln is owned and occupied by an individual who bought it in April 2024.

Source: Palm Beach County records, as of July 14, 2026

Owner of RecordIndividual Name on File
Mailing Address115 SAINT CLOUD LN, BOCA RATON, FL 33431-3929
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 6, 2026Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 23, 2024Deed of Trust, Mortgage · Conventional Mortgage
MEGA CAPITAL FUNDING INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 23, 2024 · Amount on File
Deed SaleApr 23, 2024 · Amount on File
Prior SaleAug 2, 1993 · Amount on File
Deed Document Number2024137022
Deed Book / Page34967 / 433
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Recording DateMay 6, 2026
Property Address115 SAINT CLOUD LN, BOCA RATON, FL 33431-3929
Document Number0000164143
Book / Page36500 / 861
Instrument DateApr 28, 2026
Instrument2026164143
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyBOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 SAINT CLOUD LN, BOCA RATON, FL 33431-3929

Mortgage

Document Number0365000861,
DateMay 6, 2026
Book Page36500/861
Instrument2026164143
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address115 SAINT CLOUD LN, BOCA RATON, FL 33431-3929
Transaction TypeMortgage
Record UpdatedMay 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 SAINT CLOUD LN, BOCA RATON, FL 33431-3929

Mortgage

Document Number0349670435
DateApr 23, 2024
Book Page34967/435
Instrument20240137023
Lender
NameMEGA CAPITAL FUNDING INC
TypeMortgage Company
Address26637 AGOURA RD # 100, CALABASAS, CA 91302
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 115 Saint Cloud Ln was $9,692.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBoca Raton City
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,692.00$587,212$587,212 Land $259,081 Building $328,131
2023$2,967.00 (+1.51%) Homeowner's exemption$190,629 (+3%)$522,620 (+16.9%) Land $196,600 Building $326,020
2022$2,923.00 Homeowner's exemption$185,077$447,075 Land $178,750 Building $268,325

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 115 Saint Cloud Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 59 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims5 (1979–2005)
Claims Outside the SFHA2 of 5
Most Recent ClaimAug 2005 · Hurricane Katrina Evacuation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Saint Cloud Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOCA RATON WTP
serves 130,000 people · EPA ID FL4500130
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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