123 Ridge Rd, Hamden, CT 06517 Property Records

Hamden Town property record for 123 Ridge Rd, Hamden, CT 06517

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,331 sqft · built 1940
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Jun 2016)
Tax Bill	$12,529 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`HAMD M:2130 B:049 L:00-0000`

Property Details

APN / Parcel Number

Primary APN	`HAMD M:2130 B:049 L:00-0000`
Alternative APN	`M:2130 B:049 L:00=0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,331 sqft Living Area
Gross Area	2,994 sqft
1st Floor Area	651 sqft
Basement Area	741 sqft
Unfinished Basement	135 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	123 RIDGE RD
City	HAMDEN
State	CT
Zip	06517-3500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	49
Legal Lot Number	0000
Jurisdiction	HAMDEN CT
Township / Civil Division	HAMDEN
Census Block Group	3
Census Block	3013
Census Tract	165100

Owner

Source: Hamden Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	123 RIDGE RD, HAMDEN, CT 06517-3500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Line of Credit ASCENCIA BANK
Feb 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN CT SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2016 · Amount on Record
Deed Sale	Jun 28, 2016 · Amount on Record
Prior Sale	Nov 2, 2007 · Amount on Record
Deed Book / Page	4325 / 42
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Recording Date	Jul 9, 2026
Property Address	123 RIDGE RD, HAMDEN, CT 06517-3500
Document Number	0000003488
Book / Page	5385 / 80
Instrument Date	May 23, 2026
Instrument	20263488
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 RIDGE RD, HAMDEN, CT 06517-3500

Mortgage

Document Number	0000003488,
Date	Jul 9, 2026
Book Page	5385/80
Instrument	20263488

Lender

Name	ASCENCIA BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	123 RIDGE RD, HAMDEN, CT 06517-3500
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004944-122
Date	Feb 2, 2022
Book Page	4944/122
Instrument	757

Lender

Name	EASTERN CT SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

Source: Hamden Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Hamden Town
Unified School District	Hamden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,529.00 (+3.45%)	$233,450 (-) Land $62,230 Building $171,220	$371,834 (+127.54%)
2025		$233,450 (+57.53%) Land $62,230 Building $171,220	$163,415 Land $43,561 Building $119,854
2024	$12,111.00 (+46.96%)	$148,190 (+9.69%) Land $36,470 Building $111,720
2023	$8,241.00	$135,100 Land $36,470 Building $98,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber · DSL in parts of the area	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

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