105 Ridge Rd, Hamden, CT 06517 Property Records

Hamden Town property record for 105 Ridge Rd, Hamden, CT 06517

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,526 sqft · built 1938
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Dec 2021)
Tax Bill	$12,278 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`HAMD M:2130 B:054 L:00-0000`

Property Details

APN / Parcel Number

Primary APN	`HAMD M:2130 B:054 L:00-0000`
Alternative APN	`M:2130 B:054 L:00=0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,526 sqft Living Area
Gross Area	2,754 sqft
1st Floor Area	858 sqft
Basement Area	858 sqft
Unfinished Basement	442 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	105 RIDGE RD
City	HAMDEN
State	CT
Zip	06517-3500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	54
Legal Lot Number	0000
Jurisdiction	HAMDEN CT
Township / Civil Division	HAMDEN
Census Block Group	3
Census Block	3013
Census Tract	165100

Owner

Source: Hamden Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 RIDGE RD, HAMDEN, CT 06517-3500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Dec 5, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SECRETARY HOUSING URBAN DEVELOPMENT
Feb 24, 2025	Deed of Trust, Mortgage · VA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 3, 2021	Warranty Deed, Transfer
Apr 26, 2017	Warranty Deed, Transfer PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2021 · Amount on Record
Deed Sale	Dec 3, 2021 · Amount on Record
Prior Sale	Apr 26, 2017 · Amount on Record
Deed Document Number	20219690
Deed Book / Page	4922 / 231
Transfer Doc	4018-212
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Recording Date	Sep 10, 2026
Property Address	105 RIDGE RD, HAMDEN, CT 06517-3500
Document Number	0000005341
Book / Page	5405 / 273
Instrument Date	Aug 3, 2026
Instrument	20265341
Transaction Type	Mortgage
Record Updated	Sep 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 RIDGE RD, HAMDEN, CT 06517-3500

Mortgage

Document Number	0000005341,
Date	Sep 10, 2026
Book Page	5405/273
Instrument	20265341

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2051

Interest

Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	105 RIDGE RD, HAMDEN, CT 06517-3500
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005136-134
Date	Dec 5, 2023
Book Page	5136/134
Instrument	6536

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	337 Months
Due	Jan 1, 2052

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	105 RIDGE RD, HAMDEN, CT 06517-3500
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005247-94
Date	Feb 24, 2025
Book Page	5247/94
Instrument	919

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Mar 1, 2051

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMDEN CT
Recording Date	Dec 3, 2021
Property Address	105 RIDGE RD, HAMDEN, CT 06517-3500
Document Number	004922-231
Book / Page	4922 / 231
Instrument Date	Nov 15, 2021
Instrument	9690
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 RIDGE RD, HAMDEN, CT 06517-3500

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMDEN CT
Recording Date	Apr 26, 2017
Property Address	105 RIDGE RD, HAMDEN, CT 06517-3500
Document Number	004409-305
Book / Page	4409 / 305
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044090309
Date	Apr 26, 2017
Instrument	04409/0309

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2047

Tax Assessment & Valuation

Source: Hamden Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Hamden Town
Unified School District	Hamden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,278.00 (+3.45%)	$228,760 (-) Land $61,530 Building $167,230	$371,319 (+131.88%)
2025		$228,760 (+56.44%) Land $61,530 Building $167,230	$160,132 Land $43,071 Building $117,061
2024	$11,868.00 (+45.94%)	$146,230 (-) Land $36,050 Building $110,180
2023	$8,132.00	$146,230 Land $36,050 Building $110,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber · DSL in parts of the area	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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