117 Ridge Rd, Hamden, CT 06517 Property Records

Hamden Town property record for 117 Ridge Rd, Hamden, CT 06517

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,796 sqft · built 1939
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Oct 2020)
Tax Bill	$13,480 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`HAMD M:2130 B:052 L:00-0000`

Property Details

APN / Parcel Number

Primary APN	`HAMD M:2130 B:052 L:00-0000`
Alternative APN	`M:2130 B:052 L:00=0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,796 sqft Living Area
Gross Area	3,139 sqft
1st Floor Area	796 sqft
Basement Area	676 sqft
Unfinished Basement	416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	117 RIDGE RD
City	HAMDEN
State	CT
Zip	06517-3500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	52
Legal Lot Number	0000
Jurisdiction	HAMDEN CT
Township / Civil Division	HAMDEN
Census Block Group	3
Census Block	3013
Census Tract	165100

Owner

Source: Hamden Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	117 RIDGE RD, HAMDEN, CT 06517-3500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Oct 10, 2017	Deed of Trust, Mortgage FREEDOM MORTGAGE CORP
Apr 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Sep 28, 2020	Deed of Trust, Transfer · FHA Mortgage NATIONS LNDG
Jan 18, 2017	Warranty Deed, Transfer RANDOLPH SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2020 · Amount on Record
Deed Sale	Oct 1, 2020 · Amount on Record
Prior Sale	Jan 18, 2017 · Amount on Record
Deed Document Number	20205529
Deed Book / Page	4742 / 329
Transfer Doc	0003918-35
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	117 RIDGE RD, HAMDEN, CT 06517-3500
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005300-103
Date	Sep 5, 2025
Book Page	5300/103
Instrument	4517

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Oct 1, 2065

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	117 RIDGE RD, HAMDEN, CT 06517-3500
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4458-145
Date	Oct 10, 2017
Book Page	4458/145

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	117 RIDGE RD, HAMDEN, CT 06517-3500
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4693-49
Date	Apr 27, 2020
Book Page	4693/49

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

September 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	117 RIDGE RD, HAMDEN, CT 06517-3500
Document Number	4742-331
Instrument Date	Sep 28, 2020
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	UNKNOWN

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 RIDGE RD HAMDEN CT 065173500, HAMDEN, CT 06517-3500

Mortgage

Document Number	4742-331
Date	Oct 1, 2020
Book Page	004742/000331
Instrument	5530

Lender

Name	NATIONS LNDG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMDEN CT
Recording Date	Jan 18, 2017
Property Address	117 RIDGE RD, HAMDEN, CT 06517-3500
Document Number	4384-330
Book / Page	4384 / 330
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	43840333
Date	Jan 18, 2017
Instrument	04384/0333

Lender

Name	RANDOLPH SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2047

Tax Assessment & Valuation

Source: Hamden Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Hamden Town
Unified School District	Hamden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,480.00 (+3.45%)	$251,160 (-) Land $65,100 Building $186,060	$412,502 (+134.63%)
2025		$251,160 (+54.06%) Land $65,100 Building $186,060	$175,812 Land $45,570 Building $130,242
2024	$13,030.00 (+43.72%)	$163,030 (-3.44%) Land $38,150 Building $124,880
2023	$9,066.00	$168,840 Land $38,150 Building $130,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber · DSL in parts of the area	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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