Madison County property record for 123 Oak St, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,348 sqft |
| Lot Size | 0.171 acres (7,451 sqft) |
| Owner | Company Name on File |
| Last Sale | $51,000 (Feb 2025) |
| Tax Bill | $607 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B006-0006-0002 |
| Primary APN | B006-0006-0002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,348 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 7,451 sqft (0.171 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 56153 |
|---|---|
| Street Address | 123 OAK ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW BEREA LOT PT 37-40 BLK B |
| Legal Subdivision | NEW BEREA |
| Legal Block | B |
| Legal Lot Number | 37-40 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 11201 |
123 Oak St is owned by a company that bought it in February 2025.
Source: Madison County records, as of October 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 100 WESTWOOD DR, BEREA, KY 40403-9441 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2025 · Amount on File |
| Deed Sale | Feb 5, 2025 · Amount on File |
| Prior Sale | May 1, 2006 · Amount on File |
| Deed Document Number | 202514244751 |
| Deed Book / Page | 863 / 622 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 123 OAK ST, BEREA, KY 40403-1411 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 100 WESTWOOD DR, BEREA, KY 40403-9441 |
| Document Number | 0M2433/703 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | M2433/703 |
| Instrument | 2014307561 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STANFORD, KY 40484 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Nov 26, 2026 |
The 2025 property tax bill for 123 Oak St was $607.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $607.00 | $51,000 | $51,000 |
| 2023 | $309.00 Homeowner's exemption | $70,000 | $70,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 123 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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