Madison County property record for 119 Oak St, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,617 sqft |
| Lot Size | 0.172 acres (7,517 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (May 2024) |
| Tax Bill | $1,668 (2025) |
| Deeds & Mortgages | Jan 2019 Transfer Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B006-0006-0004 |
| Primary APN | B006-0006-0004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,617 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 7,517 sqft (0.172 acres) |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Wall Unit |
|---|
| Account Number | 52926 |
|---|---|
| Street Address | 119 OAK ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW BEREA LOT 44-45 BLK B |
| Legal Subdivision | NEW BEREA |
| Legal Block | B |
| Legal Lot Number | 44-45 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 11201 |
119 Oak St is owned and occupied by two individuals who bought it in May 2024.
Source: Madison County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 119 OAK ST, BEREA, KY 40403-1411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2019 | Intrafamily Transfer, Transfer |
| Sep 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FAHE |
| Sep 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage FAHE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2024 · Amount on File |
| Deed Sale | May 24, 2024 · Amount on File |
| Prior Sale | Sep 28, 2017 · Amount on File |
| Deed Document Number | 202414205385 |
| Deed Book / Page | 852 / 607 |
| Prior Transfer Date | Jan 7, 2019 |
| Prior Transfer Doc | D00768/605 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 8, 2019 |
| Property Address | 119 OAK ST, BEREA, KY 40403-1411 |
| Document Number | D00768/605 |
| Book / Page | D00768 / 605 |
| Map Reference | MB 1 PG 9 |
| Instrument Date | Jan 7, 2019 |
| Instrument | 2013986876 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 119 OAK ST, BEREA, KY 40403-1411 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 119 OAK ST, BEREA, KY 40403-1411 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2013965479 |
|---|---|
| Date | Sep 28, 2017 |
| Book Page | M01767/036 |
| Instrument | 2013965479 |
| Name | FAHE |
|---|---|
| Type | Non-Lending Institution |
| Address | BEREA, KY 40403 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 28, 2017 |
| Property Address | 119 OAK ST, BEREA, KY 40403-1411 |
| Document Number | D00750/705 |
| Book / Page | D00750 / 705 |
| Map Reference | MB1 PG9 |
| Instrument Date | Sep 13, 2017 |
| Instrument | 2013965477 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | KENTUCKY LAND TITLE, KENTUCKY MTN LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 119 OAK ST, 119, BEREA, KY 40403-1411 |
| Name | Verified Name |
|---|---|
| Address | 1190 OAK ST, 40103 |
| Document Number | 2013965478 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 2013965478 |
| Name | FAHE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 119 Oak St was $1,668.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,668.00 | $140,000 | $140,000 |
| 2023 | $1,308.00 | $100,000 | $100,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 119 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 119 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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