203 Oak St, Berea, KY 40403 Property Records

Madison County property record for 203 Oak St, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,450 sqft
Lot Size	0.277 acres (12,088 sqft)
Owner	Individual Name on File
Tax Bill	$547 (2025)
Deeds & Mortgages	Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`B006-0005-0004`

Property Details

APN / Parcel Number

Primary APN	`B006-0005-0004`
Alternative APNs	`109476` `72706` `38651`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,450 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	12,088 sqft (0.277 acres)
Garage Type	Detached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	38651
Street Address	203 OAK ST
City	BEREA
State	KY
Zip	40403-1413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESC
Legal Subdivision	NEW BEREA ADD
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2014
Census Tract	11201

Owner

203 Oak St is owned and occupied by an individual who acquired it in September 2019.

Source: Madison County records, as of December 9, 2025

Owner of Record	Individual Name on File
Mailing Address	203 OAK ST, BEREA, KY 40403-1413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 18, 2019
Transfer Doc	D00779/235
Record Updated	Jun 8, 2026

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Oct 2, 2019
Property Address	203 OAK ST, BEREA, KY 40403-1413
Document Number	D00779/235
Book / Page	D00779 / 235
Instrument Date	Sep 18, 2019
Instrument	2013999839
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 OAK ST, BEREA, KY 40403-1413

Tax Assessment & Valuation

The 2025 property tax bill for 203 Oak St was $547 with a homeowner's exemption.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Berea Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$547.00 Homeowner's exemption	$95,000	$95,000
2023	$413.00 Homeowner's exemption	$78,000	$78,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20