123 N West St, Wheaton, IL 60187 Property Records

DuPage County property record for 123 N West St, Wheaton, IL 60187

Property Summary

Property Type	Apartments (5+ Units)
Details	2 ba · 1,808 sqft · built 1895
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$735,000 (Feb 2026)
Tax Bill	$7,090 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Feb 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-16-300-003`

Property Details

APN / Parcel Number

Primary APN	`05-16-300-003`

Interior

Full Baths	2 Baths
Units	4 Units
Stories	2 Stories
Building Area	1,808 sqft Living Area
Basement Area	904 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Porch	Open Porch
Porch Area	155 sqft

Location & Zoning

Street Address	123 N WEST ST
City	WHEATON
State	IL
Zip	60187-5093
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	C
Legal Description	J C WHEATONS ADD S 45 FT OF N 135 FT S 45 FT OF N 135 FT
Legal Subdivision	J C WHEATONS ADD
Legal Block	1
Legal Lot Number	5
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3004
Census Tract	842500

Owner

123 N West St, a residential property, is owned by two individuals who bought it in February 2026.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1308 MARGATE CT, NAPERVILLE, IL 60540-8335
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Deed of Trust, Mortgage · Line of Credit FOREST PARK NATIONAL BANK & TRUST CO
Feb 2, 2026	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage A & N MORTGAGE SERVICES INC
Feb 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 30, 2021	Warranty Deed, Transfer · Construction Mortgage FOREST PARK NATIONAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2026 · Amount on File
Deed Sale	Feb 2, 2026 · Amount on File
Prior Sale	Mar 30, 2021 · Amount on File
Deed Document Number	20266823
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	123 N WEST ST, WHEATON, IL 60187-5093
Transaction Type	Mortgage
Record Updated	Feb 18, 2026
Title Company	PRAIRIE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 S PARK BLVD 300, 300, GLEN ELLYN, IL 60137-6282
Investor	Possibly a Property Investor

Mortgage

Document Number	0000080721
Date	Dec 20, 2023
Instrument	R2023-080721

Lender

Name	FOREST PARK NATIONAL BANK & TRUST CO
Type	Bank
Address	FOREST PARK, IL 60130

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Feb 2, 2026
Property Address	123 N WEST ST, WHEATON, IL 60187-5093
Document Number	0000006823
Instrument Date	Dec 30, 2025
Instrument	R2026-006823
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 18, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1308 MARGATE CT, NAPERVILLE, IL 60540-8335
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006824
Date	Feb 2, 2026
Instrument	R2026-006824

Lender

Name	A & N MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.62%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	123 N WEST ST, WHEATON, IL 60187-5093
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012445
Date	Feb 9, 2018
Instrument	R2018-012445

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2038

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Mar 30, 2021
Property Address	123 N WEST ST, WHEATON, IL 60187-5093
Document Number	0000049740
Instrument Date	Feb 11, 2021
Instrument	R2021-049740
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 N WEST ST, WHEATON, IL 60187-5093
Investor	Possibly a Property Investor

Mortgage

Document Number	0000049741
Date	Mar 30, 2021
Instrument	R2021-049741

Lender

Name	FOREST PARK NATIONAL BANK & TRUST CO
Type	Bank
Address	FOREST PARK, IL 60130

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 123 N West St was $7,090, up 1.9% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,090.00 (+1.94%)	$117,053 (+8.46%) Land $21,185 Building $95,868	$351,159 (+8.46%) Land $63,555 Building $287,604
2024	$6,955.00	$107,923 Land $19,533 Building $88,390	$323,769 Land $58,599 Building $265,170
2022	$9,061.00	$130,840 Land $43,870 Building $86,970	$392,520 Land $131,610 Building $260,910

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 123 N West St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 123 N West St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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