206 N West St, Wheaton, IL 60187 Property Records

DuPage County property record for 206 N West St, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,509 sqft · built 2019
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Jul 2019)
Tax Bill	$20,293 (2025)
Deeds & Mortgages	Oct 2019 Second Mortgage Jul 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-17-232-032`

Property Details

APN / Parcel Number

Primary APN	`05-17-232-032`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,509 sqft Living Area
Gross Area	3,511 sqft
Basement Area	1,002 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Frame
Lot Area	3,485 sqft (0.08 acres)
Garage Area	483 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	206 N WEST ST
City	WHEATON
State	IL
Zip	60187-5064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESLEY PLACE SUB ALL
Legal Subdivision	WESLEY PLACE SUB
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1043
Census Tract	842500

Owner

206 N West St is owned and occupied by two individuals who bought it in July 2019.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	206 N WEST ST, WHEATON, IL 60187-5064
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WEST SUBURBAN BANK
Jul 1, 2019	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY
Oct 17, 2019	Correction Deed, Construction Loan · Line of Credit WEST SUBURBAN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on File
Deed Sale	Jul 1, 2019 · Amount on File
Deed Document Number	201952583
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	206 N WEST ST, WHEATON, IL 60187-5064
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094395
Date	Oct 17, 2019
Instrument	R2019-094395

Lender

Name	WEST SUBURBAN BANK
Type	Bank
Address	LOMBARD, IL 60148

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Interest

Rate	3.5%

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 1, 2019
Property Address	206 N WEST ST, WHEATON, IL 60187-5064
Document Number	0000052583
Instrument Date	Jun 26, 2019
Instrument	52583
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,125.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	206 N WEST ST WHEATON IL 60187, WHEATON, IL 60187

October 2019: Correction Deed, Construction Loan

Document Type	Correction Deed
Jurisdiction	DU PAGE IL
Recording Date	Oct 17, 2019
Property Address	206 N WEST ST, WHEATON, IL 60187-5064
Instrument Date	Sep 8, 2016
Instrument	94394
Transaction Type	Construction Loan
Record Updated	Nov 18, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	202 N WEST ST WHEATON IL 60187, WHEATON, IL 60187

Mortgage

Document Number	0000094394
Date	Oct 17, 2019
Instrument	94394

Lender

Name	WEST SUBURBAN BK
Type	Bank
Address	LOMBARD, IL 60148

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 206 N West St was $20,293.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,293.00	$335,041 Land $40,098 Building $294,943	$1,005,123 Land $120,294 Building $884,829
2022	$18,194.00 Homeowner's exemption	$268,720 Land $32,160 Building $236,560	$806,160 Land $96,480 Building $709,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 206 N West St in Zone X, an area of minimal flood risk, though there have been 67 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	67 (1978–2020)
Claims Outside the SFHA	37 of 67
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 14 claims Severe Storms And Flooding, Jul 2010 · 16 claims Severe Storms & Flooding, Aug 1987 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 206 N West St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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