Putnam County property record for 123 Gary Dr, Palatka, FL 32177
| Property Type | Single Family Home |
|---|---|
| Details | 438 sqft · built 1986 |
| Lot Size | 2.18 acres (94,961 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,844 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-10-25-4077-016.0-012.0 |
| Primary APN | 04-10-25-4077-016.0-012.0 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 6 Plumbing Fixtures |
|---|---|
| Building Area | 438 sqft Living Area |
| 1st Floor Area | 375 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Siding |
| Lot Area | 94,961 sqft (2.18 acres) |
| Porch | Porch |
| Porch Area | 200 sqft |
| Heating System | Space Heater |
|---|
| Account Number | 26532 |
|---|---|
| Street Address | 123 GARY DR |
| City | PALATKA |
| State | FL |
| Zip | 32177 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INTERLACHEN LAKES ESTATES, DUN |
| Legal Range | 25E |
| Legal Township | 10S |
| Legal Section | 04 |
| Legal Subdivision | INTERLACHEN LAKES EST |
| Legal Block | 16 |
| Legal Lot Number | 12 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | INTERLACHEN-FLORAHOME |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 950202 |
Source: Putnam County records, as of January 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 451, HOLLISTER, FL 32147-0451 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Putnam County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,844.00 (+15.54%) | $98,964 (-2.04%) | $98,964 (-2.04%) Land $15,060 Building $83,904 |
| 2023 | $1,596.00 (+15.15%) | $101,024 (+23.09%) | $101,024 (+23.09%) Land $13,710 Building $87,314 |
| 2022 | $1,386.00 | $82,074 | $82,074 Land $13,710 Building $68,364 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 56% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T.
5G and 4G LTE (outdoors only)
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