Putnam County property record for 109 Gary Dr, Palatka, FL 32177 · Last verified January 2026
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 4.28 acres (186,437 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,000 (Jul 2024) |
| Tax Bill | $795 (2025) |
| Deeds & Mortgages | Jul 2024 Sale & Mortgage Feb 2024 Transfer |
| Flood Zone | Zone A (high risk) |
| APN | 04-10-25-4077-016.0-007.0 |
| Primary APN | 04-10-25-4077-016.0-007.0 |
|---|---|
| Alternative APN |
|
| Lot Area | 186,437 sqft (4.28 acres) |
|---|
| Street Address | 109 GARY DR |
|---|---|
| City | PALATKA |
| State | FL |
| Zip | 32177 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | INTERLACHEN LAKES ESTATES DUNH |
| Legal Subdivision | INTERLACHEN LAKES EST |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | INTERLACHEN-FLORAHOME |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 950202 |
Source: Putnam County records · APN 04-10-25-4077-016.0-007.0
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 320, HOLLISTER, FL 32147-0320 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage JOHN JENKINS |
| Feb 23, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 19, 2024 · Amount on Record |
| Deed Sale | Jul 19, 2024 · Amount on Record |
| Prior Sale | Feb 23, 2024 |
| Deed Document Number | 202454019161 |
| Deed Book / Page | 1767 / 1904 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Jul 19, 2024 |
| Property Address | 109 GARY DR, PALATKA, FL 32177 |
| Document Number | 0017671904 |
| Book / Page | 1767 / 1904 |
| Map Reference | MB 5 PG 14 |
| Instrument Date | Jul 18, 2024 |
| Instrument | 202454019161 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 724, HOLLISTER, FL 32147-0724 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 320, HOLLISTER, FL 32147-0320 |
| Document Number | 202454019162 |
|---|---|
| Date | Jul 19, 2024 |
| Instrument | 202454019162 |
| Name | JOHN JENKINS |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Feb 23, 2024 |
| Property Address | 109 GARY DR, PALATKA, FL 32177 |
| Document Number | 0017451483 |
| Book / Page | 1745 / 1483 |
| Map Reference | MB 5 PG 14 |
| Instrument Date | Feb 21, 2024 |
| Instrument | 202454004664 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1110 TIERRA WOODS DR, PALATKA, FL 32177-8908 |
Source: Putnam County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $795.00 | $47,080 | $47,080 Land $47,080 |
Source: FEMA National Flood Hazard Layer, Putnam County (12107C), updated February 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121079502021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | Sep 2004, rainfall accumulation, Hurricane Frances |
| Wildfire Risk | Moderate above 68% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 483 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 34 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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