103 Gary Dr, Palatka, FL 32177 Property Records

Putnam County property record for 103 Gary Dr, Palatka, FL 32177

Property Summary

Property Type	Mobile Home
Details	2,599 sqft · built 1996
Lot Size	3.07 acres (133,729 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Sep 2025)
Tax Bill	$3,394 (2025)
Deeds & Mortgages	Sep 2025 Sale Jun 2023 Sale
Flood Zone	Zone A (high risk)
APN	`04-10-25-4077-0160-0060`

Property Details

APN / Parcel Number

Primary APN	`04-10-25-4077-0160-0060`
Alternative APN	`26527`

Interior

Units	2 Units
Building Area	2,599 sqft Living Area
Gross Area	1,975 sqft
1st Floor Area	1,975 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Lot Area	133,729 sqft (3.07 acres)
Garage Type	Carport
Garage Area	648 sqft
Carport	Carport
Carport Area	648 sqft
Porch	Unfinished Open Porch
Porch Area	418 sqft

Location & Zoning

Account Number	26527
Street Address	103 GARY DR
City	PALATKA
State	FL
Zip	32177
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	INTERLACHEN LAKES ESTATES DUNHAM WOODS UNIT 18 MB5 P14 BLK 16 LOT 6
Legal Range	25E
Legal Township	10S
Legal Section	04
Legal Subdivision	INTERLACHEN LAKES ESTATES
Legal Block	16
Legal Lot Number	6
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	1
Census Block	1009
Census Tract	950202

Owner

103 Gary Dr, a mobile home, is owned by an individual who bought it in September 2025.

Source: Putnam County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1154, HOLLISTER, FL 32147-1154
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Warranty Deed, Transfer GULLETT TITLE INTERLACHEN, GULLETT TTL OF INTERLACHEN I
Jun 16, 2023	Warranty Deed, Transfer GUARANTY TITLE COMPANY/PALATKA, GUARANTY TITLE CO OF PALATKA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2025 · Amount on File
Deed Sale	Sep 29, 2025 · Amount on File
Prior Sale	Jun 16, 2023 · Amount on File
Deed Document Number	202527204
Deed Book / Page	1833 / 343
Prior Transfer Date	Jul 30, 2010
Prior Transfer Doc	0012670621
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Sep 29, 2025
Property Address	103 GARY DR, PALATKA, FL 32177
Document Number	0018330343
Book / Page	1833 / 343
Map Reference	MB 5 PG 14
Instrument Date	Sep 26, 2025
Instrument	202554027204
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	GULLETT TITLE INTERLACHEN, GULLETT TTL OF INTERLACHEN I

Transaction

Amount	Amount on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1303 SHIRLEY ST, INTERLACHEN, FL 32148-5601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1154, HOLLISTER, FL 32147-1154

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Jun 16, 2023
Property Address	103 GARY DR, PALATKA, FL 32177
Document Number	0017140655
Book / Page	1714 / 655
Map Reference	MB 5 PG 14
Instrument Date	Jun 15, 2023
Instrument	202354013395
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	GUARANTY TITLE COMPANY/PALATKA, GUARANTY TITLE CO OF PALATKA

Transaction

Amount	Amount on Record
Tax	$1,631.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1110 TIERRA WOODS DR, PALATKA, FL 32177-8908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 GARY DR, PALATKA, FL 32177

Tax Assessment & Valuation

The 2025 property tax bill for 103 Gary Dr was $3,394, down 6.7% from the year before.

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,394.00 (-6.71%)	$182,520 (-12.14%) Land $33,770 Building $148,750	$182,520 (-12.14%) Land $33,770 Building $148,750
2024	$3,638.00 (+4.87%)	$207,730 (+5.69%)	$207,730 (+5.69%) Land $33,770 Building $173,960
2023	$3,469.00 (+324.6%)	$196,540 (+141.93%)	$196,540 (-7.35%) Land $30,700 Building $165,840
2022	$817.00 Senior Citizen's exemption	$81,240	$212,130 Land $73,500 Building $138,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Gary Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Gary Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 47% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gary Dr

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