Cherokee County property record for 123 E Phillips Ave, Gaffney, SC 29341 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 2018 |
| Square Footage | 1,712 sqft Living Area |
| Lot Size | 33,106 sqft (0.76 acres) |
| Garage | 440 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $209,900 (2018) |
| Tax Bill | $1,111.00 (2025) |
| Primary APN | 020771-23-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Building Area | 1,712 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Siding Exterior |
| Lot Area | 33,106 sqft (0.76 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 440 sqft Garage |
| Porch | Porch |
| Old Parcel Number | 0580000047035 00013747 |
|---|---|
| Street Address | 123 E PHILLIPS AVE |
| City | GAFFNEY |
| State | SC |
| Zip | 29341-4871 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | E PHILLIPS AVE LT#35 FM MMGM $15000 FM PARKER $209900 |
| Legal Subdivision | E PHILLIPS AVE |
| Legal Tract | 81 |
| Legal Lot Number | 35 |
| Jurisdiction | CHEROKEE SC |
| Minor Civil Division | GAFFNEY |
| Census Blockgroup | 2 |
| Census Block | 2028 |
| Census Tract | 970204 |
Source: Cherokee County records · APN 020771-23-3
Assessment roll updated September 13, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 123 E PHILLIPS AVE, GAFFNEY, SC 29341-4871 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 30, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SECURITY AMERICAN MTG |
| Dec 04, 2018 | Grant Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN SEC MTG |
| Nov 22, 2017 | Grant Deed, Transfer FIRST PIEDMONT FED'L S&L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 20, 2018 · Amount on Record |
| Deed Sale | Nov 20, 2018 · Amount on Record |
| Deed Doc Number | 0001081724 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 123 E PHILLIPS AVE, GAFFNEY, SC 29341-4871 |
| Document Number | 0001211962 |
| Instrument Date | Mar 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 123 E PHILLIPS GAFFNEY GAFFNEY SC 29341, GAFFNEY, SC 29341 |
| Document Number | 0001211962 |
|---|---|
| Date | Apr 08, 2020 |
| Book Page | 000121/001962 |
| Instrument | 1832 |
| Name | SECURITY AMERICAN MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 07, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Dec 04, 2018 |
| Property Address | 123 E PHILLIPS AVE, GAFFNEY, SC 29341-4871 |
| Document Number | 0001081724 |
| Book / Page | 000108 / 001724 |
| Instrument Date | Nov 20, 2018 |
| Instrument | 5915 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $776.63 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 123 E PHILLIPS AVE GAFFNEY SC 29341, GAFFNEY, SC 29341 |
| Document Number | 1081726 |
|---|---|
| Date | Dec 04, 2018 |
| Book Page | 000108/001726 |
| Instrument | 5916 |
| Name | AMERICAN SEC MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 03, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Nov 22, 2017 |
| Property Address | 123 E PHILLIPS AVE, GAFFNEY, SC 29341-4871 |
| Document Number | 0000990642 |
| Book / Page | 000099 / 000642 |
| Instrument Date | Nov 21, 2017 |
| Instrument | 5725 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $55.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 119 DARES FERRY RD SPARTANBURG SC 293024456, SPARTANBURG, SC 29302-4456 |
| Document Number | 990644 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 000099/000644 |
| Instrument | 5726 |
| Name | FIRST PIEDMONT FED'L S&L |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | GAFFNEY, SC 29341 |
| Amount | Amount Recorded |
|---|
Source: Cherokee County records · Assessment roll updated September 13, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,111.00 (+17.82%) Homeowner's exemption | $8,270 (-) Land $720 Building $7,550 | $206,800 (-) Land $18,000 Building $188,800 |
| 2023 | $943.00 | $8,270 Land $720 Building $7,550 | $206,800 Land $18,000 Building $188,800 |
Source: FEMA National Flood Hazard Layer, Cherokee County (45021C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 21% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,515 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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