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110 E Phillips Ave, Gaffney, SC 29341 Property Records

Cherokee County property record for 110 E Phillips Ave, Gaffney, SC 29341 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2011
Square Footage2,109 sqft Living Area
Lot Size37,026 sqft (0.85 acres)
Garage868 sqft
OccupancyOwner Occupied
Last Sale$183,900 (2011)
Tax Bill$1,353.00 (2025)

Property Details

APN / Parcel Number

Primary APN015348-23-3
Alternative APNs
  • 0580000047032 00013744
  • 058-00-00-047.032
  • 015351223

Interior

Building Area2,109 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialSiding Exterior
Lot Area37,026 sqft (0.85 acres)
Parking Spaces3 Parking Spaces
Garage Area868 sqft Garage

Location & Zoning

Street Address110 E PHILLIPS AVE
CityGAFFNEY
StateSC
Zip29341-4871
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description110 E PHILLIPS AVE LT#32 FM CITIZEN $183900/RB SENT TO PATTERSON FM ALLISON CONST $18800
Legal SubdivisionPLAT PREPARED FOR OLIVERS FARM SUB PH 3
Legal Tract81
Legal Lot Number32
JurisdictionCHEROKEE SC
Minor Civil DivisionGAFFNEY
Census Blockgroup2
Census Block2028
Census Tract970204

Owner

Source: Cherokee County records · APN 015348-23-3

Assessment roll updated November 20, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address110 E PHILLIPS AVE, GAFFNEY, SC 29341-4871
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2026Deed of Trust, Mortgage · Line of Credit
THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Jun 15, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FIRST PIEDMONT FED'L S&L ASSN
Jul 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST PIEDMONT FED'L S&L ASSN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 30, 2011 · Amount on Record
Deed SaleNov 30, 2011 · Amount on Record
Deed Book / Page48 / 1190
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE SC
Recording DateJul 14, 2026
Property Address110 E PHILLIPS AVE, GAFFNEY, SC 29341-4871
Document Number0000003897
Book / Page200 / 2586
Instrument DateJul 09, 2026
Instrument20263897
Transaction TypeMortgage
Record UpdatedJul 22, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 E PHILLIPS AVE, GAFFNEY, SC 29341-4871

Mortgage

Document Number0000003897,
DateJul 14, 2026
Book Page200/2586
Instrument20263897
Lender
NameTHIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 09, 2056
Interest
Rate6.52%
Max Rate-1%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE SC
Property Address110 E PHILLIPS AVE # 32, 32, GAFFNEY, SC 29341-4871
Document Number0001232610
Instrument DateJun 15, 2020
Transaction TypeMortgage
Record UpdatedJul 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 E PHILLIPLS AVE GAFFNEY SC 29341, GAFFNEY, SC 29341

Mortgage

Document Number0001232610
DateJun 22, 2020
Book Page000123/002610
Instrument3180
Lender
NameFIRST PIEDMONT FED'L S&L ASSN
AddressGAFFNEY, SC 29340
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE SC
Property Address110 E PHILLIPS AVE # 32, 32, GAFFNEY, SC 29341-4871
Document Number0001140981
Instrument DateJul 18, 2019
Transaction TypeMortgage
Record UpdatedAug 13, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 E PHILLIPS AVE GAFFNEY SC 293414871, GAFFNEY, SC 29341-4871

Mortgage

Document Number0001140981
DateJul 23, 2019
Book Page000114/000981
Instrument3593
Lender
NameFIRST PIEDMONT FED'L S&L ASSN
AddressGAFFNEY, SC 29340
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 22, 2034

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated November 20, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,353.00 (+33.3%) Homeowner's exemption$10,070 (+13.15%) Land $720 Building $9,350$274,800 (+21.27%) Land $18,000 Building $256,800
2023$1,015.00$8,900 Land $720 Building $8,180$226,600 Land $18,000 Building $208,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (45021C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 21% of South Carolina
Wildfire LikelihoodAbout 1 in 1,515 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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