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  5. E Phillips Ave

122 E Phillips Ave, Gaffney, SC 29341 Property Records

Cherokee County property record for 122 E Phillips Ave, Gaffney, SC 29341 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2019
Square Footage1,797 sqft Living Area
Lot Size42,689 sqft (0.98 acres)
Garage412 sqft
OccupancyOwner Occupied
Last Sale$200,900 (2019)

Property Details

APN / Parcel Number

Primary APN058-00-00-047.034
Alternative APN
  • 0580000047034 00013746

Interior

Building Area1,797 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialSiding Exterior
Lot Area42,689 sqft (0.98 acres)
Parking Spaces2 Parking Spaces
Garage Area412 sqft Garage

Location & Zoning

Street Address122 E PHILLIPS AVE
CityGAFFNEY
StateSC
Zip29341-4871
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionE PHILLIPS AVE LT#34/EX 2020 FM PARKER CHAMPION CONST $200900 PER DOR-EX GRANTED 2020 2-28-20 SP
Legal SubdivisionE PHILLIPS AVE
Legal Tract81
Legal Lot Number34
JurisdictionCHEROKEE SC
Minor Civil DivisionGAFFNEY
Census Blockgroup2
Census Block2028
Census Tract970204

Owner

Source: Cherokee County records · APN 058-00-00-047.034

Assessment roll updated November 20, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address122 E PHILLIPS AVE, GAFFNEY, SC 29341-4871
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 03, 2023Deed of Trust, Mortgage · Veterans Administration Mortgage
NEW DAY FINANCIAL LLC
Dec 13, 2023Deed of Trust, Mortgage · Veterans Administration Mortgage
ROCKET MORTGAGE LLC
Oct 08, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
CLEARPATH LNDG
Feb 13, 2019Grant Deed, Subdivision Related Transfer · Veterans Administration Mortgage
VETERANS UNITED HM LNS
Nov 22, 2017Grant Deed, Transfer
FIRST PIEDMONT FED'L S&L

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 13, 2019 · Amount on Record
Deed SaleFeb 13, 2019 · Amount on Record
Prior SaleNov 22, 2017 · Amount on Record
Deed Doc Number2019656
Deed Book / Page110 / 388
Record RefreshedJun 08, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE SC
Property Address122 E PHILLIPS AVE, GAFFNEY, SC 29341-4871
Transaction TypeMortgage
Record UpdatedApr 08, 2024
Title CompanyNOT AVAILABLE, AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 E PHILLIPS AVE, GAFFNEY, SC 29341-4871

Mortgage

Document Number0001582247
DateApr 03, 2023
Book Page158/2247
Instrument202300001868
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term336 Months
DueApr 01, 2051

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE SC
Property Address122 E PHILLIPS AVE, GAFFNEY, SC 29341-4871
Transaction TypeMortgage
Record UpdatedApr 08, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 E PHILLIPS AVE, GAFFNEY, SC 29341-4871

Mortgage

Document Number0001671624
DateDec 13, 2023
Book Page167/1624
Instrument2023-7002
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2053

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE SC
Property AddressE PHILLIPS AVE # 34, GAFFNEY, SC 29341
Document Number0001300842
Instrument DateOct 08, 2020
Transaction TypeMortgage
Record UpdatedFeb 09, 2021
Title CompanyVANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 E PHILLIPS AVE GAFFNEY SC 293414871, GAFFNEY, SC 29341-4871

Mortgage

Document Number0001300842
DateJan 15, 2021
Book Page000130/000842
Instrument241
Lender
NameCLEARPATH LNDG
AddressIRVINE, CA 92618
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 14, 2051

February 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionCHEROKEE SC
Recording DateFeb 13, 2019
Property AddressE PHILLIPS AVE # 34, GAFFNEY, SC 29341
Document Number0001100388
Book / Page000110 / 000388
Instrument DateFeb 11, 2019
Instrument656
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 26, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 E PHILLIPS AVE GAFFNEY SC 29341, GAFFNEY, SC 29341

Mortgage

Document Number1100390
DateFeb 13, 2019
Book Page000110/000390
Instrument657
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 12, 2049

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHEROKEE SC
Recording DateNov 22, 2017
Property AddressE PHILLIPS AVE # 34, GAFFNEY, SC 29341
Document Number0000990653
Book / Page000099 / 000653
Instrument DateNov 21, 2017
Instrument5727
Transaction TypeTransfer
Record UpdatedJan 05, 2018

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address119 DARES FERRY RD SPARTANBURG SC 293024456, SPARTANBURG, SC 29302-4456

Mortgage

Document Number990655
DateNov 22, 2017
Book Page000099/000655
Instrument5728
Lender
NameFIRST PIEDMONT FED'L S&L
TypeFederal Savings Bank (FSB)
AddressGAFFNEY, SC 29341
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated November 20, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed market value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Market Value
2023Additional exemption filed
2020$197,300 Land $18,000 Building $179,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (45021C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 21% of South Carolina
Wildfire LikelihoodAbout 1 in 1,515 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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