123 E Jefferson Ave, Effingham, IL 62401 Property Records

Effingham County property record for 123 E Jefferson Ave, Effingham, IL 62401

Property Summary

Property Type	Commercial
Details	2,620 sqft · built 1900
Lot Size	0.06 acres (2,614 sqft)
Owner	Company Name on File
Last Sale	$143,000 (Aug 2020)
Tax Bill	$2,614 (2022)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-16-025-039`

Property Details

APN / Parcel Number

Primary APN	`03-16-025-039`

Interior

Building Area	2,620 sqft Base Area
Basement Area	2,620 sqft

Exterior

Year Built	Built 1900
Lot Area	2,614 sqft (0.06 acres)

Location & Zoning

Street Address	123 E JEFFERSON AVE
City	EFFINGHAM
State	IL
Zip	62401-3457
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 7 BLK 8 BROUGHTON 3598/137 2263/17 1666/178 1258/152 1120/241 989/114
Legal Block	8
Legal Lot Number	7
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1064
Census Tract	950800

Owner

Source: Effingham County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1022 KATRINA DR, EFFINGHAM, IL 62401-0018
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 10, 2020 · Amount on Record
Deed Sale	Aug 10, 2020 · Amount on Record
Prior Sale	Oct 2, 2006
Deed Document Number	202020004346
Deed Book / Page	3598 / 137
Record Updated	Jun 7, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Aug 10, 2020
Property Address	123 E JEFFERSON AVE, EFFINGHAM, IL 62401-3457
Document Number	3598/137
Book / Page	3598 / 137
Map Reference	MB 4 PG 89&91
Instrument Date	Aug 10, 2020
Instrument	202020004346
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$214.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1022 KATRINA DR, EFFINGHAM, IL 62401-0018

Mortgage

Document Number	202020004347
Date	Aug 10, 2020
Instrument	202020004347

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 10, 2040

Interest

Rate Type	Adjustable Rate
Rate	3.85%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$2,614.00	$37,490 Land $5,240 Building $32,250	$112,470 Land $15,720 Building $96,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Telephone Cooperative Fiber	1,000 / 1,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Consolidated Communications DSL	500 / 75
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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