Effingham County property record for 113 E Jefferson Ave, Effingham, IL 62401 · Last verified July 2026
| Property Type | Commercial |
|---|---|
| Details | 5,877 sqft · built 1890 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Mar 2014) |
| Tax Bill | $3,096 (2024) |
| Deeds & Mortgages | Jan 2026 Mortgage Mar 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-16-025-042 |
| Primary APN | 03-16-025-042 |
|---|
| Building Area | 5,877 sqft Base Area |
|---|---|
| 1st Floor Area | 5,877 sqft |
| Basement Area | 5,877 sqft |
| Unfinished Basement | 5,877 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Lot Area | 3,485 sqft (0.08 acres) |
| Street Address | 113 E JEFFERSON AVE |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-3457 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 6FT LOT 11 & ALL LOT 10 BLK 8 BROUGHTON 3021/93 3020/212 2090/79 1666/54 1242/188 243/8 177/158 |
| Legal Subdivision | BROUGHTON ADDITION |
| Legal Block | 8 |
| Legal Lot Number | 11-10 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 950800 |
Source: Effingham County records · APN 03-16-025-042
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 807 W JEFFERSON AVE, EFFINGHAM, IL 62401-2032 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 15, 2026 | Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON SAVINGS BANK |
| Mar 15, 2019 | Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON SAVINGS BANK |
| Apr 18, 2017 | Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 18, 2014 · Amount on Record |
| Deed Sale | Mar 18, 2014 · Amount on Record |
| Deed Document Number | 20141401071 |
| Deed Book / Page | 3021 / 93 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 113 E JEFFERSON AVE, EFFINGHAM, IL 62401-3457 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9883 N LOY CHAPEL RD, EFFINGHAM, IL 62401-4728 |
| Document Number | 202626000188 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | 202626000188 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | 200 S BANKER ST, EFFINGHAM, IL 62401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 31, 2026 |
| Rate | 7.44% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 113 E JEFFERSON AVE, EFFINGHAM, IL 62401-3457 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2019 |
| Name | Verified Name |
|---|
| Document Number | 3452/081 |
|---|---|
| Date | Mar 15, 2019 |
| Book Page | 3452/081 |
| Instrument | 201901900866 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 11, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.49% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 113 E JEFFERSON AVE, EFFINGHAM, IL 62401-3457 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 201701701708 |
|---|---|
| Date | Apr 18, 2017 |
| Book Page | 3293/252 |
| Instrument | 201701701708 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 17, 2022 |
| Rate | 5% |
|---|
Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,096.00 (+20.98%) | $45,840 (+19.87%) Land $8,180 Building $37,660 | $137,520 (+19.87%) Land $24,540 Building $112,980 |
| 2022 | $2,559.00 | $38,240 Land $6,830 Building $31,410 | $114,720 Land $20,490 Building $94,230 |
Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures