107 E Jefferson Ave, Effingham, IL 62401 Property Records

Effingham County property record for 107 E Jefferson Ave, Effingham, IL 62401

Property Summary

Property Type	Commercial
Details	2,838 sqft · built 1925
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Company Names on File
Last Sale	$115,000 (May 2003)
Tax Bill	$2,630 (2024)
Deeds & Mortgages	Apr 2018 Mortgage Aug 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-16-025-044`

Property Details

APN / Parcel Number

Primary APN	`03-16-025-044`

Interior

Building Area	2,838 sqft Base Area
1st Floor Area	2,838 sqft
Basement Area	2,838 sqft
Unfinished Basement	2,838 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	3,049 sqft (0.07 acres)

Location & Zoning

Street Address	107 E JEFFERSON AVE
City	EFFINGHAM
State	IL
Zip	62401-3457
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 12 BLK 8 BROUGHTON 3292/53 2658/50 1891/233 1155/48 697/321
Legal Subdivision	BROUGHTON ADDITION
Legal Block	8
Legal Lot Number	12
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1064
Census Tract	950800

Owner

Source: Effingham County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	107 E JEFFERSON AVE, EFFINGHAM, IL 62401-3457
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2018	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON SAVINGS BANK
Aug 19, 2019	Deed of Trust, Mortgage · Line of Credit TEUTOPOLIS STATE BANK
Sep 25, 2020	Deed of Trust, Mortgage DIETERICH BANK NA
Apr 11, 2017	Intrafamily Transfer, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 5, 2003 · Amount on Record
Deed Sale	May 5, 2003 · Amount on Record
Deed Document Number	20032033485
Last Transfer Date	Apr 7, 2017
Transfer Doc	3292/053
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	107 E JEFFERSON AVE, EFFINGHAM, IL 62401-3457
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BURNETT TITLE, BURNET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3379/314
Date	Apr 30, 2018
Book Page	3379/314
Instrument	201801801556

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 27, 2028

Interest

Rate Type	Adjustable Rate
Rate	5.1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	107 E JEFFERSON AVE, EFFINGHAM, IL 62401-3457
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3489/133
Date	Aug 19, 2019
Book Page	3489/133
Instrument	201901903231

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	35 Months
Due	Jun 30, 2022

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	107 E JEFFERSON AVE, EFFINGHAM, IL 62401-3457
Transaction Type	Mortgage
Record Updated	Oct 28, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 CHERRY STREET, EFFINGHAM, IL 62401-1919

Mortgage

Document Number	3614/165
Date	Sep 25, 2020
Book Page	3614/165
Instrument	202020005313

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 11, 2021

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Apr 11, 2017
Property Address	107 E JEFFERSON AVE, EFFINGHAM, IL 62401-3457
Document Number	3292/053
Book / Page	3292 / 053
Map Reference	DD K PG 640
Instrument Date	Apr 7, 2017
Instrument	201701701595
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 S CHERRY ST, EFFINGHAM, IL 62401-1919
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,630.00 (+20.98%)	$38,940 (+19.89%) Land $6,950 Building $31,990	$116,820 (+19.89%) Land $20,850 Building $95,970
2022	$2,174.00	$32,480 Land $5,800 Building $26,680	$97,440 Land $17,400 Building $80,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Telephone Cooperative Fiber	1,000 / 1,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Consolidated Communications DSL	500 / 75
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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