123 E Harding St, Orlando, FL 32806 Property Records

Orange County property record for 123 E Harding St, Orlando, FL 32806

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,389 sqft · built 1925
Lot Size	0.155 acres (6,766 sqft)
Owner	Company Name on Record
Last Sale	$290,000 (Oct 2021)
Tax Bill	$6,760 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-23-29-2100-02-250`

Property Details

APN / Parcel Number

Primary APN	`01-23-29-2100-02-250`
Alternative APNs	`292301210002250` `384512` `389795` `394246`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,389 sqft Living Area
Gross Area	3,497 sqft
1st Floor Area	1,746 sqft
Utility Area	560 sqft
Flooring	Parquet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1960
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,766 sqft (0.155 acres)
Porch	Unfinished Open Porch
Porch Area	741 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	123 E HARDING ST
City	ORLANDO
State	FL
Zip	32806-3020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A/T/SP
Legal Description	DIXIE HIGHLANDS REPLAT P/52 LOT 25 BLK B
Legal Range	29E
Legal Township	23S
Legal Section	01
Legal Subdivision	DIXIE HIGHLANDS REP
Legal Tract	2100
Legal Block	B
Legal Lot Number	25
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	3
Census Block	3019
Census Tract	11300

Owner

Source: Orange County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14008 SPRUCE CREEK LN, ORLANDO, FL 32828-7251
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage THE TURNKEY FOUNDATION INC
Oct 25, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWINDS CU
Aug 26, 2019	Deed of Trust, Mortgage · Line of Credit LENDINGONE
Mar 8, 2018	Quit Claim Deed, Transfer · Construction Mortgage TRIUMPH CAP PTRS INC
Mar 29, 2017	Trustee's Deed, Construction Loan · Construction Mortgage RCN CAPITAL FUNDING LLC RCN CAPITAL FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Prior Sale	Nov 8, 2013 · Amount on Record
Deed Document Number	2021650770
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Recording Date	Apr 24, 2026
Property Address	123 E HARDING ST, ORLANDO, FL 32806-3020
Document Number	0000234819
Instrument Date	Apr 17, 2026
Instrument	2026234819
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	14008 SPRUCE CREEK LN, ORLANDO, FL 32828-7251

Mortgage

Document Number	0000234819,
Date	Apr 24, 2026
Instrument	2026234819

Lender

Name	THE TURNKEY FOUNDATION INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 25, 2021
Property Address	123 E HARDING ST, ORLANDO, FL 32806-3020
Document Number	0000650770
Map Reference	MB P PG 52
Instrument Date	Oct 22, 2021
Instrument	20210650770
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1351 BRISTOL PARK PL, 1351, LAKE MARY, FL 32746-4328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14008 SPRUCE CREEK LN, ORLANDO, FL 32828-7251

Mortgage

Document Number	0000650771
Date	Oct 25, 2021
Instrument	20210650771

Lender

Name	FAIRWINDS CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	123 E HARDING ST, ORLANDO, FL 32806-3020
Document Number	0000539184
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 19, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2300 BRIXHAM AVE ORLANDO FL 328287942, ORLANDO, FL 32828-7942

Mortgage

Document Number	0000539184
Date	Aug 29, 2019
Instrument	539184

Lender

Name	LENDINGONE
Address	BOCA RATON, FL 33431

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2049

Interest

Rate Type	Adjustable Rate

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 8, 2018
Property Address	123 E HARDING ST, ORLANDO, FL 32806-3020
Document Number	0000138922
Instrument Date	Mar 6, 2018
Instrument	138922
Transaction Type	Transfer
Record Updated	Mar 21, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2300 BRIXHAM AVE ORLANDO FL 328287942, ORLANDO, FL 32828-7942

Mortgage

Document Number	138923
Date	Mar 8, 2018
Instrument	138923

Lender

Name	TRIUMPH CAP PTRS INC
Address	ENCINITAS, CA 92024

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 7, 2019

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 29, 2017
Property Address	123 E HARDING ST, ORLANDO, FL 32806-3020
Instrument Date	Nov 14, 2016
Instrument	167611
Transaction Type	Construction Loan
Record Updated	Aug 18, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2300 BRIXHAM AVE ORLANDO FL 328287942, ORLANDO, FL 32828-7942

Mortgage

Document Number	0000167611
Date	Mar 29, 2017
Instrument	167611

Lender

Name	RCN CAPITAL FUNDING LLC RCN CAPITAL FUNDING LLC
Type	Funding / Finance Company
Address	SOUTH WINDSOR, CT 06074

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 28, 2018

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,110 (+0.14%) Land $230,000 Building $130,110	$360,110 (-) Land $230,000 Building $130,110
2025	$6,760.00 (+7.39%)	$359,590 (+12.76%)	$360,110 (+12.92%) Land $230,000 Building $130,110
2024	$6,295.00 (+11.53%)
2023	$5,644.00 (+12.16%)	$318,902 (+18.04%) Land $205,000 Building $113,902	$318,902 (+18.04%) Land $205,000 Building $113,902
2022	$5,032.00	$270,165 Land $175,000 Building $95,165	$270,165 Land $175,000 Building $95,165

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	7 (2000–2024)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Summit Broadband, Verizon.

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