122 E Harding St, Orlando, FL 32806 Property Records

Orange County property record for 122 E Harding St, Orlando, FL 32806

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,889 sqft · built 1957
Lot Size	0.168 acres (7,311 sqft)
Owner	2 Individual Names on Record
Last Sale	$194,000 (Nov 2001)
Tax Bill	$4,752 (2025)
Deeds & Mortgages	May 2020 Line of Credit Mar 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-23-29-5872-01-070`

Property Details

APN / Parcel Number

Primary APN	`01-23-29-5872-01-070`
Alternative APNs	`292301587201070` `385726` `391010` `395466`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	1,889 sqft Living Area
Gross Area	2,768 sqft
1st Floor Area	1,032 sqft
Utility Area	124 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1990
Architectural Style	Duplex Single
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,311 sqft (0.168 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Unfinished Open Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	122 E HARDING ST
City	ORLANDO
State	FL
Zip	32806-3021
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2A/T
Legal Description	MYRTLE HEIGHTS E/94 LOT 7 BLK A
Legal Range	29E
Legal Township	23S
Legal Section	01
Legal Subdivision	MYRTLE HGTS
Legal Tract	5872
Legal Block	A
Legal Lot Number	7
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	3
Census Block	3021
Census Tract	11300

Owner

Source: Orange County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	122 E HARDING ST, ORLANDO, FL 32806-3021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Mar 25, 2020	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Dec 3, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2001 · Amount on Record
Deed Sale	Nov 15, 2001 · Amount on Record
Prior Sale	May 14, 2001 · Amount on Record
Deed Book / Page	6392 / 1370
Last Transfer Date	Mar 25, 2020
Transfer Doc	0000189082
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	122 E HARDING ST, ORLANDO, FL 32806-3021
Document Number	0000282044
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 E HARDING ST ORLANDO FL 328063021, ORLANDO, FL 32806-3021

Mortgage

Document Number	0000282044
Date	May 14, 2020
Instrument	282044

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2050

Interest

Rate Type	Adjustable Rate

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 25, 2020
Property Address	122 E HARDING ST, ORLANDO, FL 32806-3021
Document Number	0000189082
Instrument Date	Mar 25, 2020
Instrument	189082
Transaction Type	Transfer
Record Updated	Apr 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	124 E HARDING ST ORLANDO FL 328063021, ORLANDO, FL 32806-3021

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 3, 2018
Property Address	122 E HARDING ST, ORLANDO, FL 32806-3021
Document Number	0000696776
Instrument Date	Nov 29, 2018
Instrument	696776
Transaction Type	Transfer
Record Updated	Dec 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	124 E HARDING ST ORLANDO FL 328063021, ORLANDO, FL 32806-3021

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,583 (+2.7%)	$564,800 (-1.02%) Land $252,000 Building $312,800
2025	$4,752.00 (+4.37%) Homeowner's exemption	$321,892 (+5.99%)	$570,600 (+18.48%) Land $252,000 Building $318,600
2024	$4,553.00 (+5.2%)
2023	$4,328.00 (+3.47%) Homeowner's exemption	$303,709 (+3%)	$481,616 (+42.42%) Land $225,000 Building $256,616
2022	$4,183.00 Homeowner's exemption	$294,863	$338,172 Land $195,000 Building $143,172

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	7 (2000–2024)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Summit Broadband, Verizon.

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