119 E Harding St, Orlando, FL 32806 Property Records

Orange County property record for 119 E Harding St, Orlando, FL 32806

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 1,548 sqft · built 1964
Lot Size	0.249 acres (10,825 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Jun 2022)
Tax Bill	$8,267 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-23-29-2100-02-231`

Property Details

APN / Parcel Number

Primary APN	`01-23-29-2100-02-231`
Alternative APNs	`292301210002231` `384511` `389793` `394245`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Units	2 Units
Stories	1 Story
Building Area	1,548 sqft Living Area
Gross Area	1,808 sqft
1st Floor Area	1,548 sqft
Utility Area	40 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2004
Architectural Style	Duplex Single
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,825 sqft (0.249 acres)
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	119 E HARDING ST
City	ORLANDO
State	FL
Zip	32806-3020
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2A/T/SP
Legal Description	DIXIE HIGHLANDS REPLAT P/52 THE E 30 FT OF LOT 23 & ALL OF L OT 24 BLK B
Legal Range	29E
Legal Township	23S
Legal Section	01
Legal Subdivision	DIXIE HIGHLANDS REP
Legal Tract	2100
Legal Block	B
Legal Lot Number	23
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	3
Census Block	3019
Census Tract	11300

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	119 E HARDING ST, ORLANDO, FL 32806-3020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Nov 12, 2019	Deed of Trust, Mortgage · Line of Credit WINTER PK NAT'L BK
Aug 27, 2019	Loan Modification, Mortgage · Conventional Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2022 · Amount on Record
Deed Sale	Jun 28, 2022 · Amount on Record
Prior Sale	May 17, 2004 · Amount on Record
Deed Document Number	2022399278
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 28, 2022
Property Address	119 E HARDING ST, ORLANDO, FL 32806-3020
Document Number	0000399278
Map Reference	MB P PG 52
Instrument Date	Jun 21, 2022
Instrument	20220399278
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 536261, ORLANDO, FL 32853-6261

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 E HARDING ST, ORLANDO, FL 32806-3020

Mortgage

Document Number	0000399281
Date	Jun 28, 2022
Instrument	20220399281

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	119 E HARDING ST, ORLANDO, FL 32806-3020
Document Number	0000717549
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2809 E JACKSON ST ORLANDO FL 328036414, ORLANDO, FL 32803-6414

Mortgage

Document Number	0000717549
Date	Nov 14, 2019
Instrument	717549

Lender

Name	WINTER PK NAT'L BK
Address	WINTER PARK, FL 32789

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	119 E HARDING ST, ORLANDO, FL 32806-3020
Document Number	0000598639
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2809 E JACKSON ST ORLANDO FL 328036414, ORLANDO, FL 32803-6414

Mortgage

Document Number	0000598639
Date	Sep 25, 2019
Instrument	598639

Lender

Name	IBERIABANK
Type	Bank
Address	ORLANDO, FL 32803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Sep 24, 2026

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$497,994 (+2.8%)	$536,300 (-0.77%) Land $252,000 Building $284,300
2025	$8,267.00 (+3.56%) Homeowner's exemption	$484,415 (+5.99%)	$540,450 (+18.25%) Land $252,000 Building $288,450
2024	$7,983.00 (+4.18%)
2023	$7,663.00 (+70.21%) Homeowner's exemption	$457,051 (+53.22%) Land $225,000 Building $232,051	$457,051 (+53.22%) Land $225,000 Building $232,051
2022	$4,502.00	$298,292 Land $195,000 Building $103,292	$298,292 Land $195,000 Building $103,292

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	7 (2000–2024)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Summit Broadband, Verizon.

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