Washington County property record for 123 E Franklin St, Hagerstown, MD 21740
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,120 sqft · built 1872 |
| Lot Size | 0.045 acres (1,972 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $203,000 (Jan 2022) |
| Tax Bill | $2,069 (2026) |
| Deeds & Mortgages | Mar 2020 Second Mortgage Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-008870 |
| Primary APN | 22-008870 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 2,120 sqft Total Area |
| Year Built | Built 1872 |
|---|---|
| Effective Year Built | Effective 1872 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Material | Metal |
| Lot Area | 1,972 sqft (0.045 acres) |
| Lot Dimensions | 98 ft deep x 20 ft wide |
| Porch | Slab |
| Porch Area | 70 sqft |
| Patio Area | 236 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 008870 |
|---|---|
| Street Address | 123 E FRANKLIN ST |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-4904 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | CCMU |
| Legal Description | LOT 20X98 0.045 AC 123 E FRANKLIN ST |
| Legal Subdivision | WOODCREST VILLAGE 01 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 22, HAGERSTOWN |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Hagerstown Historic District listed 1994 · 1,997 contributing resources · NRIS 93001551 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 123 E FRANKLIN ST, HAGERSTOWN, MD 21740-4904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage STATE EMPLOYEES CU OF MARYLAND INC |
| Jan 27, 2022 | Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Aug 9, 2019 | Deed, Transfer · FHA Mortgage STATE EMPLOYEES CU OF MARYLAND INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2022 · Amount on Record |
| Deed Sale | Jan 27, 2022 · Amount on Record |
| Prior Sale | Aug 9, 2019 · Amount on Record |
| Deed Book / Page | 6909 / 223 |
| Last Transfer Date | Jan 10, 2025 |
| Transfer Doc | 0076080460 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 123 E FRANKLIN ST, HAGERSTOWN, MD 21740-4904 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0061950158 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 6195/158 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 49 Months |
| Due | Apr 1, 2024 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jan 27, 2022 |
| Property Address | 123 E FRANKLIN ST, HAGERSTOWN, MD 21740-4904 |
| Document Number | 0069090223 |
| Book / Page | 6909 / 223 |
| Map Reference | FO 5513 |
| Instrument Date | Jan 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | SECU TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 123 E FRANKLIN ST, HAGERSTOWN, MD 21740-4904 |
| Document Number | 0006909248 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 6909/248 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Number | 0069090231 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | 6909/231 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Aug 9, 2019 |
| Property Address | 123 E FRANKLIN ST, HAGERSTOWN, MD 21740-4904 |
| Document Number | 0060390303 |
| Book / Page | 6039 / 0303 |
| Instrument Date | Jul 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | SECU TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 E FRANKLIN ST, HAGERSTOWN, MD 21740-4904 |
| Document Number | 0006039311 |
|---|---|
| Date | Aug 9, 2019 |
| Instrument | 6039/311 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hagerstown City |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,069.00 (+15.46%) | $227,067 (+15.44%) | $287,800 (+46.31%) Land $20,000 Building $267,800 |
| 2025 | $1,792.00 (+16.67%) | $196,700 (+39.93%) Land $20,000 Building $176,700 | $196,700 (-) Land $20,000 Building $176,700 |
| 2024 | $1,536.00 (+19.44%) | ||
| 2023 | $1,286.00 | $140,567 | $196,700 Land $20,000 Building $176,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | Feb 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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