Washington County property record for 115 E Franklin St, Hagerstown, MD 21740
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,313 sqft · built 1893 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $295,000 (Aug 2025) |
| Tax Bill | $1,908 (2026) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-013270 |
| Primary APN | 22-013270 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 2,313 sqft Total Area |
| Year Built | Built 1893 |
|---|---|
| Effective Year Built | Effective 1893 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Material | Metal |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Dimensions | 127 ft deep x 20 ft wide |
| Porch | Slab |
| Porch Area | 152 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 013270 |
|---|---|
| Street Address | 115 E FRANKLIN ST |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-5093 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | CCMU |
| Legal Description | LOT 20.5 X 127 .06 115 E FRANKLIN ST |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 22, HAGERSTOWN |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Hagerstown Historic District listed 1994 · 1,997 contributing resources · NRIS 93001551 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6709 BLACK DUCK CT, FREDERICK, MD 21703-9550 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2021 | Deed, Transfer · Conventional Mortgage MORTGAGE ACCESS CORP |
| Mar 22, 2019 | Deed, Transfer · ARM VISIO FINANCIAL SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2025 · Amount on Record |
| Deed Sale | Aug 25, 2025 · Amount on Record |
| Prior Sale | May 12, 2021 · Amount on Record |
| Deed Book / Page | 7749 / 124 |
| Transfer Doc | 0026000708 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | May 12, 2021 |
| Property Address | 115 E FRANKLIN ST, HAGERSTOWN, MD 21740-5093 |
| Document Number | 0066190485 |
| Book / Page | 6619 / 485 |
| Instrument Date | May 4, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | MBH SETTLEMENT GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 115 E FRANKLIN ST, HAGERSTOWN, MD 21740-5093 |
| Document Number | 0006619493 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 6619/493 |
| Name | MORTGAGE ACCESS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Mar 22, 2019 |
| Property Address | 115 E FRANKLIN ST, HAGERSTOWN, MD 21740-5093 |
| Document Number | 0059410028 |
| Book / Page | 5941 / 0028 |
| Instrument Date | Mar 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | RGS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 12110 MILLSTREAM DR, BOWIE, MD 20715-1508 |
| Document Number | 0000594133 |
|---|---|
| Date | Mar 22, 2019 |
| Instrument | 5941/33 |
| Name | VISIO FINANCIAL SERVICES INC |
|---|---|
| Type | Lending Institution |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.97% |
| Type Change Date | Apr 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 6.97% |
| Max Rate At Change | 9.97% |
| Index | 1-Year LIBOR |
| Margin | 7 |
| Max Rate | 12.9% |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hagerstown City |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,908.00 (+21.53%) | $209,467 (+21.57%) | $283,800 (+64.71%) Land $20,000 Building $263,800 |
| 2025 | $1,570.00 (+4.18%) | $172,300 (+8.52%) Land $20,000 Building $152,300 | $172,300 (-) Land $20,000 Building $152,300 |
| 2024 | $1,507.00 (+3.79%) | ||
| 2023 | $1,452.00 | $158,767 | $172,300 Land $20,000 Building $152,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | Feb 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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