117 E Franklin St, Hagerstown, MD 21740 Property Records

Washington County property record for 117 E Franklin St, Hagerstown, MD 21740

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 4,082 sqft · built 1884
Lot Size0.177 acres (7,699 sqft)
OwnerIndividual Name on Record
Last Sale$205,000 (Jan 2022)
Tax Bill$2,393 (2026)
Deeds & MortgagesMay 2022 Mortgage
Sep 2023 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN22-015834

Property Details

APN / Parcel Number

Primary APN22-015834
Alternative APN
  • 015834

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area4,082 sqft Total Area

Exterior

Year BuiltBuilt 1884
Effective Year BuiltEffective 1884
Exterior MaterialBrick
Roof MaterialMetal
Lot Area7,699 sqft (0.177 acres)
Garage TypeDetached
Garage Area1,280 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number015834
Street Address117 E FRANKLIN ST
CityHAGERSTOWN
StateMD
Zip21740-4904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCCMU
Legal DescriptionLOT 0.18 AC 117 E FRANKLIN ST
Legal SubdivisionALBERT EUGENE S JR
JurisdictionWASHINGTON MD
Township / Civil Division22, HAGERSTOWN
Census Block Group2
Census Block2019
Census Tract500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Hagerstown Historic District
listed 1994 · 1,997 contributing resources · NRIS 93001551

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address117 N LOCUST ST, HAGERSTOWN, MD 21740-4907
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 4, 2022Deed of Trust, Mortgage · FHA Mortgage
DIRECT MORTGAGE LOANS LLC
Sep 28, 2023Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Jul 29, 2024Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Jan 28, 2022Special Warranty Deed, Transfer · Conventional Mortgage
JLG4 LLC
Aug 25, 2021Trustee's Deed, Foreclosure
Aug 25, 2021Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 28, 2022 · Amount on Record
Deed SaleJan 28, 2022 · Amount on Record
Prior SaleAug 25, 2021 · Amount on Record
Deed Book / Page6911 / 33
Prior Transfer DateAug 18, 2021
Prior Transfer Doc0067360272
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address117 E FRANKLIN ST, HAGERSTOWN, MD 21740-4904
Transaction TypeMortgage
Record UpdatedSep 25, 2025
Title CompanyCOMMUNITY SETTLEMENTS & ESCROW LLC, COMMUNITY STLMT & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0070040293
DateMay 4, 2022
Book Page7004/293
Lender
NameDIRECT MORTGAGE LOANS LLC
TypeMortgage Company
AddressHUNT VALLEY, MD 21031
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address117 E FRANKLIN ST, HAGERSTOWN, MD 21740-4904
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 E FRANKLIN ST, HAGERSTOWN, MD 21740-4904

Mortgage

Document Number0073270491
DateSep 28, 2023
Book Page7327/491
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term344 Months
DueMay 1, 2052

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address117 E FRANKLIN ST, HAGERSTOWN, MD 21740-4904
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 E FRANKLIN ST, HAGERSTOWN, MD 21740-4904

Mortgage

Document Number0075000481
DateJul 29, 2024
Book Page7500/481
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term334 Months
DueMay 1, 2052

January 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionWASHINGTON MD
Recording DateJan 28, 2022
Property Address117 E FRANKLIN ST, HAGERSTOWN, MD 21740-4904
Document Number0069110033
Book / Page6911 / 33
Map ReferenceFO 5513
Instrument DateDec 29, 2021
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyPREMIER SETTLEMENT AND TITLE SERVICES, PREMIER STLMTS & TTL SVCS LL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3217 DECKER LAKE DR, SALT LAKE CITY, UT 84119-3284

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 N LOCUST ST, HAGERSTOWN, MD 21740-4907

Mortgage

Document Number0000691141
DateJan 28, 2022
Instrument6911/41
Lender
NameJLG4 LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term16 Months
DueApr 30, 2023

August 2021: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionWASHINGTON MD
Recording DateAug 25, 2021
Property Address117 E FRANKLIN ST, HAGERSTOWN, MD 21740-4904
Document Number0067360272
Book / Page6736 / 272
Instrument DateAug 18, 2021
Transaction TypeForeclosure
Record UpdatedAug 11, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 E FRANKLIN ST, HAGERSTOWN, MD 21740-4904

August 2021: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionWASHINGTON MD
Recording DateAug 25, 2021
Property Address117 E FRANKLIN ST, HAGERSTOWN, MD 21740-4904
Document Number0067360272
Book / Page6736 / 272
Instrument DateAug 18, 2021
Transaction TypeForeclosure
Record UpdatedSep 25, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 E FRANKLIN ST, HAGERSTOWN, MD 21740-4904

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
MunicipalityHagerstown City
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,393.00 (+15.33%)$262,733 (+15.33%)$332,600 (+46.01%) Land $31,300 Building $301,300
2025$2,075.00 (+3.34%)$227,800 (+3.8%) Land $31,300 Building $196,500$227,800 (-) Land $31,300 Building $196,500
2023$2,008.00$219,467$227,800 Land $31,300 Building $196,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1984)
Most Recent ClaimFeb 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HAGERSTOWN
serves 92,200 people · EPA ID MD0210010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber · Cable
2,300 / 2,300
Xfinity
Fiber
2,000 / 2,000
Point Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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