123 E Acers St, Manchester, IA 52057 Property Records

Delaware County property record for 123 E Acers St, Manchester, IA 52057

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,740 sqft · built 1970
Lot Size	0.795 acres (34,650 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,032 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`630292106500`

Property Details

APN / Parcel Number

Primary APN	`630292106500`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	4 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,740 sqft Living Area
1st Floor Area	1,380 sqft
Basement Area	1,380 sqft
Finished Basement	700 sqft
Unfinished Basement	680 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Urethane Foam
Lot Area	34,650 sqft (0.795 acres)
Lot Dimensions	315 ft deep x 110 ft wide

Exterior Amenities

Porch	Patio
Porch Area	189 sqft
Deck Area	Deck Area
Patio Area	180 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	123 E ACERS ST
City	MANCHESTER
State	IA
Zip	52057-1301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HENRY ACERS' ADD ORCHARD LOT E 110' W 429'N 315'
Legal Subdivision	HENRY ACER'S ADD
Jurisdiction	DELAWARE IA
Township / Civil Division	DELAWARE
Census Block Group	2
Census Block	2002
Census Tract	950300

Owner

123 E Acers St is owned and occupied by two individuals.

Source: Delaware County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	123 E ACERS ST, MANCHESTER, IA 52057-1301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IA
Property Address	123 E ACERS ST, MANCHESTER, IA 52057-1301
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 E ACERS ST, MANCHESTER, IA 52057-1301

Mortgage

Document Number	02025/2539
Date	Sep 23, 2025
Book Page	2025/2539

Lender

Name	COMMUNITY SAVINGS BANK
Type	Bank
Address	EDGEWOOD, IA 52042

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Oct 1, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 123 E Acers St was $3,032 with a homeowner's exemption, down 2.9% from the year before.

Source: Delaware County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Delaware County
Municipality	Manchester City
Unified School District	West Delaware County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,800 (-) Land $40,300 Building $167,500	$207,800 (-) Land $40,300 Building $167,500
2025	$3,032.00 (-2.88%) Homeowner's exemption	$207,800 Land $40,300 Building $167,500	$207,800 Land $40,300 Building $167,500
2024	$3,122.00
2023		$195,100 (+31.2%) Land $40,300 Building $154,800	$195,100 Land $40,300 Building $154,800
2022	$2,894.00 Homeowner's exemption	$148,700 Land $28,800 Building $119,900
2021			$148,700 Land $28,800 Building $119,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 E Acers St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 7, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 E Acers St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER SUPPLY serves 5,077 people · EPA ID IA2839021
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Comelec Internet Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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