121 E Acers St, Manchester, IA 52057 Property Records

Delaware County property record for 121 E Acers St, Manchester, IA 52057

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1920
Lot Size	0.429 acres (18,703 sqft)
Owner	Individual Name on File
Tax Bill	$1,016 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`630292106600`

Property Details

APN / Parcel Number

Primary APN	`630292106600`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	792 sqft Living Area
1st Floor Area	708 sqft
Basement Area	354 sqft
Unfinished Basement	354 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,703 sqft (0.429 acres)
Lot Dimensions	317 ft deep x 59 ft wide
Garage Type	Mixed
Garage Area	320 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	121 E ACERS ST
City	MANCHESTER
State	IA
Zip	52057-1301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HENRY ACERS' ADD ORCHARD LOT E 59' W 319' N 315' AKA 121 E ACERS ST
Legal Range	05W
Legal Township	89N
Legal Section	29
Legal Subdivision	HENRY ACER'S ADD
Jurisdiction	DELAWARE IA
Township / Civil Division	DELAWARE
Census Block Group	2
Census Block	2002
Census Tract	950300

Owner

121 E Acers St is owned and occupied by an individual.

Source: Delaware County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	121 E ACERS ST, MANCHESTER, IA 52057-1301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed of Trust, Mortgage · Line of Credit DUTRAC COMMUNITY CREDIT UNION
Dec 15, 2022	Deed, Transfer · Conventional Mortgage DUTRAC COMMUNITY CU
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage GNB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IA
Recording Date	Aug 20, 2026
Property Address	121 E ACERS ST, MANCHESTER, IA 52057-1301
Document Number	0000002445
Book / Page	2026 / 2445
Instrument Date	Aug 13, 2026
Instrument	20262445
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 E ACERS ST, MANCHESTER, IA 52057-1301

Mortgage

Document Number	0000002445,
Date	Aug 20, 2026
Book Page	2026/2445
Instrument	20262445

Lender

Name	DUTRAC COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE IA
Recording Date	Dec 15, 2022
Property Address	121 E ACERS ST, MANCHESTER, IA 52057-1301
Document Number	02022/3662
Book / Page	2022 / 3662
Map Reference	BK 1 PG 1
Instrument Date	Dec 2, 2022
Instrument	22-3662
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 E ACERS ST, MANCHESTER, IA 52057-1301

Mortgage

Document Number	0000223665
Date	Dec 15, 2022
Instrument	22-3665

Lender

Name	DUTRAC COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IA
Property Address	121 E ACERS ST, MANCHESTER, IA 52057-1301
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/1801
Date	Jun 4, 2020
Book Page	2020/1801
Instrument	2020 1801

Lender

Name	GNB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 121 E Acers St was $1,016 with a homeowner's exemption, down 4% from the year before.

Source: Delaware County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Delaware County
Municipality	Manchester City
Unified School District	West Delaware County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,000 (-) Land $25,400 Building $46,600	$72,000 (-) Land $25,400 Building $46,600
2025	$1,016.00 (-3.97%) Homeowner's exemption	$72,000 Land $25,400 Building $46,600	$72,000 Land $25,400 Building $46,600
2024	$1,058.00
2023		$68,300 (+28.63%) Land $25,400 Building $42,900	$68,300 Land $25,400 Building $42,900
2022	$1,098.00	$53,100 Land $18,100 Building $35,000
2021			$53,100 Land $18,100 Building $35,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 E Acers St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 7, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 E Acers St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER SUPPLY serves 5,077 people · EPA ID IA2839021
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Comelec Internet Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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