115 E Acers St, Manchester, IA 52057 Property Records

Delaware County property record for 115 E Acers St, Manchester, IA 52057

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,440 sqft · built 1920
Lot Size	0.873 acres (38,040 sqft)
Owner	2 Individual Names on File
Last Sale	$75,500 (Jul 2025)
Tax Bill	$2,212 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`630292106700`

Property Details

APN / Parcel Number

Primary APN	`630292106700`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
1st Floor Area	576 sqft
Basement Area	768 sqft
Finished Basement	400 sqft
Unfinished Basement	768 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	38,040 sqft (0.873 acres)
Lot Dimensions	317 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	147 sqft
Deck Area	48 sqft
Patio Area	348 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	115 E ACERS ST
City	MANCHESTER
State	IA
Zip	52057-1301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HENRY ACERS' ADD ORCHARD LOT E 120' W 260' N 315'
Legal Range	05W
Legal Township	89N
Legal Section	29
Legal Subdivision	HENRY ACER'S ADD
Jurisdiction	DELAWARE IA
Township / Civil Division	DELAWARE
Census Block Group	2
Census Block	2002
Census Tract	950300

Owner

115 E Acers St is owned and occupied by two individuals who bought it in July 2025.

Source: Delaware County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115 E ACERS ST, MANCHESTER, IA 52057-1301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2025 · Amount on File
Deed Sale	Jul 16, 2025 · Amount on File
Deed Document Number	20251872
Prior Transfer Date	Jul 12, 2025
Prior Transfer Doc	02025/1872
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IA
Recording Date	Jul 16, 2025
Property Address	115 E ACERS ST, MANCHESTER, IA 52057-1301
Document Number	02025/1872
Book / Page	2025 / 1872
Instrument Date	Feb 12, 2025
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	115 E ACERS ST, MANCHESTER, IA 52057-1301

Mortgage

Document Number	0020251873
Date	Jul 16, 2025
Instrument	2025/1873

Lender

Name	GNB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 115 E Acers St was $2,212, down 4.9% from the year before.

Source: Delaware County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Delaware County
Municipality	Manchester City
Unified School District	West Delaware County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,000 (-) Land $51,700 Building $81,300	$133,000 (-) Land $51,700 Building $81,300
2025	$2,212.00 (-4.9%)	$133,000 Land $51,700 Building $81,300	$133,000 Land $51,700 Building $81,300
2024	$2,326.00
2023		$127,600 (+28.63%) Land $51,700 Building $75,900	$127,600 Land $51,700 Building $75,900
2022	$2,052.00	$99,200 Land $36,900 Building $62,300
2021			$99,200 Land $36,900 Building $62,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 E Acers St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 7, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 E Acers St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER SUPPLY serves 5,077 people · EPA ID IA2839021
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Comelec Internet Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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