Hampden County and Palmer Town City property record for 123 Bourne St, Three Rivers, MA 01080
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 3 ba · 3,136 sqft · built 2007 |
| Lot Size | 5.79 acres (252,212 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,310 (2025) |
| Deeds & Mortgages | Jul 2019 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | PALM M:71 B:62 L:3 |
| Primary APN | PALM M:71 B:62 L:3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,136 sqft Living Area |
| Gross Area | 5,456 sqft |
| 1st Floor Area | 1,568 sqft |
| Basement Area | 1,568 sqft |
| Unfinished Basement | 1,568 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 252,212 sqft (5.79 acres) |
| Deck Area | Deck Area |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Street Address | 123 BOURNE ST |
|---|---|
| City | THREE RIVERS |
| State | MA |
| Zip | 01080-1353 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TR |
| Legal Block | 62 |
| Legal Lot Number | 3 |
| Jurisdiction | PALMER MA |
| Township / Civil Division | PALMER TOWN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 810300 |
123 Bourne St, a duplex, is owned by two individuals.
Source: Hampden County and Palmer Town City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 125 BOURNE ST, THREE RIVERS, MA 01080-1353 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALMER MA |
| Property Address | 123 BOURNE ST, THREE RIVERS, MA 01080-1353 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22782-470 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 22782/470 |
| Instrument | 42556 |
| Name | WESTFIELD BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 123 Bourne St was $7,310, up 5.9% from the year before.
Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Palmer Town City |
| Unified School District | Palmer School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,310.00 (+5.9%) | $401,000 (+9.56%) Land $47,500 Building $353,500 | $357,716 |
| 2024 | $6,903.00 (+1.38%) | $366,000 (+5.99%) Land $44,000 Building $322,000 | |
| 2023 | $6,809.00 | $345,300 Land $44,000 Building $301,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 Bourne St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 Bourne St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS FIRE DISTRICT serves 3,258 people · EPA ID MA1227003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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