113 Bourne St, Three Rivers, MA 01080 Property Records

Hampden County and Palmer Town City property record for 113 Bourne St, Three Rivers, MA 01080

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,632 sqft · built 1900
Lot Size	2.06 acres (89,734 sqft)
Owner	2 Individual Names on Record
Last Sale	$184,500 (Oct 2018)
Tax Bill	$5,726 (2025)
Deeds & Mortgages	Jan 2021 Refinance Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PALM M:71 B:62`

Property Details

APN / Parcel Number

Primary APN	`PALM M:71 B:62`
Alternative APN	`M:0071 L:000062`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
Gross Area	2,808 sqft
1st Floor Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	89,734 sqft (2.06 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	113 BOURNE ST
City	THREE RIVERS
State	MA
Zip	01080-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR
Legal Block	62
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	1
Census Block	1018
Census Tract	810300

Owner

Source: Hampden County and Palmer Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	113 BOURNE ST, THREE RIVERS, MA 01080-1307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Nov 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 23, 2018	Quit Claim Deed, Transfer Quitclaim
Oct 23, 2018	Quit Claim Deed, Transfer · Conventional with PMI QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2018 · Amount on Record
Deed Sale	Oct 23, 2018 · Amount on Record
Prior Sale	Oct 27, 2006 · Amount on Record
Deed Book / Page	22414 / 278
Transfer Doc	22414-299
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	113 BOURNE ST, THREE RIVERS, MA 01080-1307
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023678-273
Date	Jan 28, 2021
Book Page	23678/273
Instrument	6409

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	113 BOURNE ST, THREE RIVERS, MA 01080-1307
Document Number	22946-42
Instrument Date	Nov 2, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	113 BOURNE ST THREE RIVERS MA 010801307, THREE RIVERS, MA 01080-1307

Mortgage

Document Number	22946-42
Date	Nov 12, 2019
Book Page	022946/000042
Instrument	66075

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 11, 2039

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Oct 23, 2018
Property Address	113 BOURNE ST, THREE RIVERS, MA 01080-1307
Document Number	22414-299
Book / Page	022414 / 000299
Instrument Date	Oct 23, 2018
Instrument	63497
Transaction Type	Transfer
Record Updated	Nov 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	113 BOURNE ST THREE RIVERS MA 010801307, THREE RIVERS, MA 01080-1307

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Oct 23, 2018
Property Address	113 BOURNE ST, THREE RIVERS, MA 01080-1307
Document Number	22414-278
Book / Page	022414 / 000278
Instrument Date	Oct 18, 2018
Instrument	63495
Transaction Type	Transfer
Record Updated	Nov 21, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$857.92
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 LOWER HAMPDEN RD MONSON MA 010579745, MONSON, MA 01057-9745

Mortgage

Document Number	22414-280
Date	Oct 23, 2018
Book Page	022414/000280
Instrument	63496

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2048

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,726.00 (+6.65%)	$314,100 (+10.33%) Land $80,700 Building $233,400	$358,625 (+3.48%)
2024	$5,369.00 (+2.46%)	$284,700 (+7.15%) Land $73,700 Building $211,000	$346,560
2023	$5,240.00	$265,700 Land $73,700 Building $192,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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