121 Bourne St, Three Rivers, MA 01080 Property Records

Hampden County and Palmer Town City property record for 121 Bourne St, Three Rivers, MA 01080

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,326 sqft · built 1900
Lot Size	2.42 acres (105,415 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Feb 2019)
Tax Bill	$2,756 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Sep 2021 Refinance + 2 more
Flood Zone	Zone AE (high risk)
APN	`PALM M:71 B:60`

Property Details

APN / Parcel Number

Primary APN	`PALM M:71 B:60`
Alternative APN	`M:0071 L:000060`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,326 sqft Living Area
Gross Area	2,154 sqft
1st Floor Area	702 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	105,415 sqft (2.42 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	121 BOURNE ST
City	THREE RIVERS
State	MA
Zip	01080-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR
Legal Block	60
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	1
Census Block	1018
Census Tract	810300

Owner

Source: Hampden County and Palmer Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	121 BOURNE ST, THREE RIVERS, MA 01080-1307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
Sep 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Feb 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage EVOLVE BK&TR
Feb 20, 2019	Quit Claim Deed, Transfer · Conventional with PMI EVOLVE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2019 · Amount on Record
Deed Sale	Feb 20, 2019 · Amount on Record
Prior Sale	Mar 28, 2005 · Amount on Record
Deed Document Number	20198921
Deed Book / Page	22561 / 201
Prior Transfer Date	Feb 13, 2019
Prior Transfer Doc	0000008921
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	121 BOURNE ST, THREE RIVERS, MA 01080-1307
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026063-497
Date	Oct 10, 2025
Book Page	26063/497
Instrument	48287

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	121 BOURNE ST, THREE RIVERS, MA 01080-1307
Transaction Type	Mortgage
Record Updated	Oct 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24129-453
Date	Sep 17, 2021
Book Page	24129/453
Instrument	65890

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	121 BOURNE ST, THREE RIVERS, MA 01080-1307
Document Number	22583-560
Instrument Date	Feb 20, 2019
Transaction Type	Mortgage
Record Updated	Mar 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 BOURNE ST THREE RIVERS MA 010801307, THREE RIVERS, MA 01080-1307

Mortgage

Document Number	22583-560
Date	Mar 12, 2019
Book Page	022583/000560
Instrument	12313

Lender

Name	EVOLVE BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2049

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Feb 20, 2019
Property Address	121 BOURNE ST, THREE RIVERS, MA 01080-1307
Document Number	22561-201
Book / Page	022561 / 000201
Instrument Date	Feb 13, 2019
Instrument	8921
Transaction Type	Transfer
Record Updated	Mar 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$534.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	663 CHURCH ST WARE MA 01082, WARE, MA 01082

Mortgage

Document Number	22561-205
Date	Feb 20, 2019
Book Page	022561/000205
Instrument	8922

Lender

Name	EVOLVE BK&TR
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2049

Mortgage

Document Number	22561-217,
Date	Feb 20, 2019
Book Page	022561/000217
Instrument	8923

Lender

Name	EVOLVE BK&TR
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 19, 2034

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,756.00 (+6.49%)	$151,200 (+10.2%) Land $82,100 Building $69,100	$308,940 (+5.82%)
2024	$2,588.00 (-0.35%)	$137,200 (+4.18%) Land $75,100 Building $62,100	$291,935
2023	$2,597.00	$131,700 Land $75,100 Building $56,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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