1229 1st Ave, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1229 1st Ave, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,908 sqft · built 1900
Lot Size0.225 acres (9,800 sqft)
Owner2 Individual Names on Record
Last Sale$190,000 (Mar 2023)
Tax Bill$6,737 (2026)
Deeds & MortgagesMar 2023 Sale & Mortgage
Oct 2019 Sale
Flood ZoneZone X (minimal risk)
APN421500 49.38-2-12

Property Details

APN / Parcel Number

Primary APN421500 49.38-2-12
Alternative APN
  • 150004903800020120000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,908 sqft Living Area
1st Floor Area954 sqft
2nd Floor Area954 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area9,800 sqft (0.225 acres)
Lot Dimensions140 ft deep x 70 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area324 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1229 1ST AVE
CitySCHENECTADY
StateNY
Zip12303-1631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal DescriptionAND 97 1X WOOD AND GARAGE
Legal Block2
Legal Lot Number12.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4001
Census Tract21400

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1021 WILLETT ST, 2, SCHENECTADY, NY 12303-1145
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2023Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Oct 17, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 15, 2023 · Amount on Record
Deed SaleMar 15, 2023 · Amount on Record
Prior SaleOct 17, 2019 · Amount on Record
Deed Document Number202314608
Deed Book / Page2104 / 346
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMar 15, 2023
Property Address1229 1ST AVE, SCHENECTADY, NY 12303-1631
Document Number0000014608
Book / Page2104 / 346
Map ReferenceMAP 2
Instrument DateMar 1, 2023
Instrument202314608
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanySTEWART TITLE, STEWART TITLE INS CO UPSTATE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$760.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1229 1ST AVE, SCHENECTADY, NY 12303-1631

Transferred To (Grantee/Buyer)

NameVerified Name
Address1021 WILLETT ST # 1, 1, SCHENECTADY, NY 12303-1145

Mortgage

Document Number0000014609
DateMar 15, 2023
Instrument202314609
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2053

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateOct 17, 2019
Property Address1229 1ST AVE, SCHENECTADY, NY 12303-1631
Document Number0000046888
Book / Page002022 / 000125
Instrument DateOct 11, 2019
Instrument46888
Transaction TypeTransfer
Record UpdatedNov 5, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$200.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address662 E 234TH ST BRONX NY 104662702, BRONX, NY 10466-2702

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,737.00 (+1.83%)
2025$6,616.00 (+21.55%)$124,500 (-) Land $14,700 Building $109,800$206,160 (+30.82%) Land $24,342 Building $181,818
2023$124,500 (+27.43%) Land $14,700 Building $109,800$157,595 (+32.27%) Land $18,608 Building $138,987
2022$97,700 Land $14,700 Building $83,000$119,146 Land $17,927 Building $101,219
2021$5,443.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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