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1213 1st Ave, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1213 1st Ave, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details5,289 sqft · built 2023
Lot Size0.225 acres (9,800 sqft)
OwnerIndividual Name on File
Last Sale$105,000 (Mar 2024)
Tax Bill$5,126 (2026)
Deeds & MortgagesMar 2024 Mortgage
Mar 2024 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN421500 49.38-2-13

Property Details

APN / Parcel Number

Primary APN421500 49.38-2-13
Alternative APN
  • 150004903800020130000000

Interior

Stories2 Stories
Building Area5,289 sqft Total Area
Basement Area1,763 sqft
Unfinished Basement1,763 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleColonial
Lot Area9,800 sqft (0.225 acres)
Lot Dimensions140 ft deep x 70 ft wide
PorchSlab
Porch Area498 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1213 1ST AVE
CitySCHENECTADY
StateNY
Zip12303-1666
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03
Legal Description96 3 WOOD
Legal Block2
Legal Lot Number13.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4001
Census Tract21400

Owner

1213 1st Ave is owned and occupied by an individual who bought it in March 2024.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1213 1ST AVE, SCHENECTADY, NY 12303-1666
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2024Deed of Trust, Mortgage
HABITAT FOR HUMANITY OF SCHENECTADY COUN
Mar 8, 2024Deed of Trust, Mortgage
HABITAT FOR HUMANITY OF SCHENECTADY COUN
Mar 8, 2024Deed, Transfer · Conventional Mortgage
M & T BANK
Dec 4, 2023Quit Claim Deed, Transfer
Quitclaim
Sep 1, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 18, 2019Correction Deed
NOT AVAILABLE
Mar 6, 2019Quit Claim Deed, Transfer
Quitclaim
Sep 21, 2018Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 8, 2024 · Amount on File
Deed SaleMar 8, 2024 · Amount on File
Prior SaleFeb 27, 2015 · Amount on File
Deed Document Number202414470
Deed Book / Page2126 / 892
Prior Transfer DateJan 23, 2024
Prior Transfer Doc0000014470
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1213 1ST AVE, SCHENECTADY, NY 12303-1666
Transaction TypeMortgage
Record UpdatedApr 14, 2026
Title CompanySTEWART TITLE, STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014473
DateMar 8, 2024
Book Page5362/286
Instrument202414473
Lender
NameHABITAT FOR HUMANITY OF SCHENECTADY COUN
TypeNon-Lending Institution
AddressSCHENECTADY, NY 12305
Agreement
AmountAmount on Record

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1213 1ST AVE, SCHENECTADY, NY 12303-1666
Transaction TypeMortgage
Record UpdatedMar 26, 2024
Title CompanySTEWART TITLE, STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014473
DateMar 8, 2024
Book Page5362/286
Instrument202414473
Lender
NameHABITAT FOR HUMANITY OF SCHENECTADY COUN
TypeNon-Lending Institution
AddressSCHENECTADY, NY 12305
Agreement
AmountAmount on Record

March 2024: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateMar 8, 2024
Property Address1213 1ST AVE, SCHENECTADY, NY 12303-1666
Document Number0000014470
Book / Page2126 / 892
Instrument DateJan 23, 2024
Instrument202414470
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanySTEWART TITLE INS CO UPSTATE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address115 N BROADWAY, SCHENECTADY, NY 12305-1933

Transferred To (Grantee/Buyer)

NameVerified Name
Address538 PAIGE ST, SCHENECTADY, NY 12307-1711

Mortgage

Document Number0000014471
DateMar 8, 2024
Instrument202414471
Lender
NameM & T BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueFeb 1, 2054

Mortgage

Document Number0000014472
DateMar 8, 2024
Book Page5362/277
Instrument202414472
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record

December 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateDec 4, 2023
Property Address1213 1ST AVE, SCHENECTADY, NY 12303-1666
Document Number0000068075
Book / Page2120 / 566
Instrument DateAug 8, 2023
Instrument202368075
Transaction TypeTransfer
Record UpdatedFeb 20, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address433 STATE ST, SCHENECTADY, NY 12305-2322

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 N BROADWAY, SCHENECTADY, NY 12305-1933

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateSep 1, 2020
Property Address1213 1ST AVE, SCHENECTADY, NY 12303-1666
Document Number0000025863
Book / Page002040 / 000654
Instrument DateAug 24, 2020
Instrument25863
Transaction TypeTransfer
Record UpdatedSep 29, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

March 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionSCHENECTADY NY
Recording DateMar 18, 2019
Property Address1213 1ST AVE, SCHENECTADY, NY 12303-1666
Document Number0000011685
Book / Page002007 / 000512
Instrument DateMar 14, 2019
Instrument11685
Record UpdatedApr 1, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateMar 6, 2019
Property Address1213 1ST AVE, SCHENECTADY, NY 12303-1666
Document Number0000009779
Book / Page002006 / 000871
Instrument DateMar 6, 2019
Instrument9779
Transaction TypeTransfer
Record UpdatedMar 25, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

September 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateSep 21, 2018
Property Address1213 1ST AVE, SCHENECTADY, NY 12303-1666
Document Number0000042150
Book / Page001996 / 000275
Instrument DateSep 21, 2018
Instrument42150
Transaction TypeForeclosure
Record UpdatedOct 9, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

The 2026 property tax bill for 1213 1st Ave was $5,126, down 12.5% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,126.00 (-12.48%)
2025$5,857.00$92,300 Land $17,000 Building $75,300$152,840 Land $28,150 Building $124,690
2023$92,300 Land $17,000 Building $75,300$116,835 Land $21,519 Building $95,316

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1213 1st Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1213 1st Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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