Schenectady County and Schenectady City property record for 1235 1st Ave, Schenectady, NY 12303
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 7 bd · 3 ba · 2,644 sqft · built 1901 |
| Lot Size | 0.112 acres (4,900 sqft) |
| Owner | Company Name on File |
| Last Sale | $292,500 (Apr 2026) |
| Tax Bill | $8,798 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.38-2-11 |
| Primary APN | 421500 49.38-2-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 20 Rooms |
| Stories | 2 Stories |
| Building Area | 2,644 sqft Total Area |
| 1st Floor Area | 1,016 sqft |
| 2nd Floor Area | 1,016 sqft |
| Upper Floors Area | 612 sqft |
| Attic | Attic |
| Attic Area | 612 sqft |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,900 sqft (0.112 acres) |
| Lot Dimensions | 140 ft deep x 35 ft wide |
| Garage Type | Attached |
| Garage Area | 1,215 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
| Porch Area | 444 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1235 1ST AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1631 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | 3 |
| Legal Description | 2 WOOD AND 2 WOOD IN REAR AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 11.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 21400 |
1235 1st Ave, a residential property, is owned by a company that bought it in April 2026 and is owner-occupied.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 19329 NERO AVE, HOLLIS, NY 11423-1153 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2026 | Administrator's Deed, Transfer · Conventional Mortgage LOAN FUNDER LLC |
| Apr 25, 2017 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2026 · Amount on File |
| Deed Sale | Apr 6, 2026 · Amount on File |
| Deed Document Number | 20267700 |
| Deed Book / Page | 2169 / 728 |
| Prior Transfer Date | Feb 12, 1999 |
| Prior Transfer Doc | 1551000789 |
| Record Updated | Oct 29, 2026 |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 6, 2026 |
| Property Address | 1235 1ST AVE, SCHENECTADY, NY 12303-1631 |
| Document Number | 0000007700 |
| Book / Page | 2169 / 728 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026.7700 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $118,170.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 19329 NERO AVE, HOLLIS, NY 11423-1153 |
| Document Number | 0000007701, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 2026.7701 |
| Name | LOAN FUNDER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000007703, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 2026.7703 |
| Name | LOAN FUNDER LLC |
|---|
| Amount | Amount on Record |
|---|
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1235 1ST AVE, SCHENECTADY, NY 12303-1631 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000018345 |
|---|---|
| Date | Apr 25, 2017 |
| Book Page | 4756/684 |
| Instrument | 201718345 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 420 Months |
| Due | Apr 12, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 1235 1st Ave was $8,798 with a homeowner's exemption, up 4.5% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,798.00 (+4.54%) Homeowner's exemption | ||
| 2025 | $8,416.00 | $123,400 Land $18,500 Building $104,900 | $204,338 Land $30,634 Building $173,704 |
| 2023 | $123,400 (-) Land $18,500 Building $104,900 | $156,203 (+3.8%) Land $23,418 Building $132,785 | |
| 2022 | $123,400 Land $18,500 Building $104,900 | $150,488 Land $22,561 Building $127,927 | |
| 2021 | $7,618.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1235 1st Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1235 1st Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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