12276 Wendy Ln, Waldorf, MD 20601 Property Records

Charles County property record for 12276 Wendy Ln, Waldorf, MD 20601

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,704 sqft · built 1988
Lot Size	0.432 acres (18,831 sqft)
Owner	2 Individual Names on Record
Last Sale	$414,900 (Jun 2026)
Tax Bill	$9,220 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-174892`

Property Details

APN / Parcel Number

Primary APN	`06-174892`
Alternative APNs	`6174892` `174892`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,704 sqft Living Area
1st Floor Area	1,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	18,831 sqft (0.432 acres)
Porch	Open Porch
Porch Area	280 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	174892
Street Address	12276 WENDY LN
City	WALDORF
State	MD
Zip	20601-2736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LOT 22 BLK G SEC 2 MARBELLA SUB
Legal Subdivision	MARBELLA SUB
Legal Block	G
Legal Lot Number	22
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	4
Census Block	4004
Census Tract	850709

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12276 WENDY LN, WALDORF, MD 20601-2736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 10, 2026	Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE
Dec 10, 2025	Deed, Transfer · Commercial Mortgage 1201 GROUNDFLOOR CREDIT 1 LLC
Sep 26, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2026 · Amount on Record
Deed Sale	Jun 10, 2026 · Amount on Record
Prior Sale	Dec 10, 2025 · Amount on Record
Deed Book / Page	14102 / 445
Prior Transfer Date	Sep 25, 2019
Prior Transfer Doc	0108010503
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	12276 WENDY LN, WALDORF, MD 20601-2736
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0122940465
Date	Dec 23, 2021
Book Page	12294/465

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Jun 10, 2026
Property Address	12276 WENDY LN, WALDORF, MD 20601-2736
Document Number	1410000445
Book / Page	14102 / 445
Instrument Date	May 29, 2026
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	LAKESIDE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$419,049.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12276 WENDY LN, WALDORF, MD 20601-2736

Mortgage

Document Number	1410000452,
Date	Jun 10, 2026
Book Page	14102/452

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Dec 10, 2025
Property Address	12276 WENDY LN, WALDORF, MD 20601-2736
Document Number	0138970064
Book / Page	13897 / 64
Map Reference	MB DGB 37 FO 26
Instrument Date	Nov 17, 2025
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	27530 PERSIMMON LN, MECHANICSVILLE, MD 20659-3307
Investor	Possibly a Property Investor

Mortgage

Document Number	0001389773
Date	Dec 10, 2025
Instrument	13897/73

Lender

Name	1201 GROUNDFLOOR CREDIT 1 LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Nov 17, 2026

Mortgage

Document Number	0138970110
Date	Dec 10, 2025
Book Page	13897/110

Lender

Name	GROUNDFLOOR REAL ESTATE LLC
Type	Non-Lending Institution
Address	ATLANTA, GA 30361

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLES MD
Recording Date	Sep 26, 2019
Property Address	12276 WENDY LN, WALDORF, MD 20601-2736
Document Number	0108010503
Book / Page	010801 / 000503
Instrument Date	Sep 25, 2019
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12276 WENDY LN WALDORF MD 206012736, WALDORF, MD 20601-2736

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,667 (+5.58%)	$329,200 (-) Land $126,600 Building $202,600
2025	$9,220.00 (+143.08%)	$296,133 (+12.24%)	$329,200 (+17.74%) Land $126,600 Building $202,600
2023	$3,793.00	$263,833	$279,600 Land $126,600 Building $153,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

Nearby Properties on Wendy Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures