12272 Wendy Ln, Waldorf, MD 20601 Property Records

Charles County property record for 12272 Wendy Ln, Waldorf, MD 20601

Property Summary

Property Type	Exempt (Full or Partial)
Details	1 ba · 1,456 sqft · built 1988
Lot Size	0.414 acres (18,049 sqft)
Owner	Individual Name on Record
Last Sale	$219,900 (Sep 2017)
Tax Bill	$9,413 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-174884`

Property Details

APN / Parcel Number

Primary APN	`06-174884`
Alternative APNs	`6174884` `174884`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,456 sqft Gross Area
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	18,049 sqft (0.414 acres)
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	2 Parking Spaces
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	174884
Street Address	12272 WENDY LN
City	WALDORF
State	MD
Zip	20601-2736
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	RM
Legal Description	LOT 21 BLK G SEC 2 MARBELLA SUB
Legal Subdivision	MARBELLA SUB
Legal Block	G
Legal Lot Number	21
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	4
Census Block	4004
Census Tract	850709

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12272 WENDY LN, WALDORF, MD 20601-2736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 19, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 16, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 28, 2017	Deed, Transfer · VA Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2017 · Amount on Record
Deed Sale	Sep 28, 2017 · Amount on Record
Prior Sale	Jan 5, 2000 · Amount on Record
Deed Book / Page	10010 / 358
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	12272 WENDY LN, WALDORF, MD 20601-2736
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0111740012
Date	Jun 12, 2020
Book Page	11174/12

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	12272 WENDY LN, WALDORF, MD 20601-2736
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0107910173
Date	Sep 19, 2019
Book Page	10791/173

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	12272 WENDY LN, WALDORF, MD 20601-2736
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0116870108
Date	Mar 16, 2021
Book Page	11687/108

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Sep 1, 2050

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Sep 28, 2017
Property Address	12272 WENDY LN, WALDORF, MD 20601-2736
Document Number	0100100358
Book / Page	10010 / 358
Map Reference	MB DGB39 FO143
Instrument Date	Sep 12, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	CAPITOL TITLE INS AGNECY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15251 WASHINGTON MILL RD, 15251, KING GEORGE, VA 22485-5309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12272 WENDY LN, WALDORF, MD 20601-2736

Mortgage

Document Number	0010010364
Date	Sep 28, 2017
Instrument	10010/364

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,333 (+17.99%)	$333,200 (+15.45%) Land $126,600 Building $206,600
2025	$9,413.00 (+146.16%)
2023	$3,824.00 Homeowner's exemption	$269,800	$288,600 Land $126,600 Building $162,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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