12264 Wendy Ln, Waldorf, MD 20601 Property Records

Charles County property record for 12264 Wendy Ln, Waldorf, MD 20601

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,151 sqft · built 1988
Lot Size	0.384 acres (16,739 sqft)
Owner	Individual Name on Record
Last Sale	$273,000 (Mar 2021)
Tax Bill	$9,187 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-174868`

Property Details

APN / Parcel Number

Primary APN	`06-174868`
Alternative APNs	`6174868` `174868`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,151 sqft Living Area
Gross Area	1,247 sqft
1st Floor Area	1,151 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	16,739 sqft (0.384 acres)
Porch	Open Porch
Porch Area	144 sqft
Deck Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	174868
Street Address	12264 WENDY LN
City	WALDORF
State	MD
Zip	20601-2736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LOT 19 BLK G SEC 2 MARBELLA SUB
Legal Subdivision	MARBELLA SUB
Legal Block	G
Legal Lot Number	19
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	4
Census Block	4004
Census Tract	850709

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12264 WENDY LN, WALDORF, MD 20601-2736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Mar 1, 2021	Deed, Transfer · Conventional Mortgage APPLE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2021 · Amount on Record
Deed Sale	Mar 1, 2021 · Amount on Record
Prior Sale	Dec 19, 2013 · Amount on Record
Deed Book / Page	11648 / 262
Prior Transfer Date	Jun 6, 2013
Prior Transfer Doc	0082440307
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	12264 WENDY LN, WALDORF, MD 20601-2736
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0107090114
Date	Jul 16, 2019
Book Page	10709/114

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Mar 1, 2021
Property Address	12264 WENDY LN, WALDORF, MD 20601-2736
Document Number	0116480262
Book / Page	11648 / 262
Map Reference	MB 37 PL 25
Instrument Date	Feb 22, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	PASSPORT TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,047.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	12264 WENDY LN, WALDORF, MD 20601-2736

Mortgage

Document Number	11648268
Date	Mar 1, 2021
Instrument	11648/268

Lender

Name	APPLE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,833 (+5.11%)	$351,100 (-) Land $126,500 Building $224,600
2025	$9,187.00 (+148.23%) Homeowner's exemption	$318,567 (+15.44%)	$351,100 (+16.14%) Land $126,500 Building $224,600
2023	$3,701.00 Homeowner's exemption	$275,967	$302,300 Land $126,500 Building $175,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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