1227 W Oak Grove Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 1227 W Oak Grove Rd, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	5 bd · 2,135 sqft · built 1995
Lot Size	3.7 acres (161,172 sqft)
Owner	Individual Name on Record
Tax Bill	$2,072 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-08-6-23-01-0-00006-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-6-23-01-0-00006-00`

Interior

Bedrooms	5 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,135 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	161,172 sqft (3.7 acres)
Garage Area	1,020 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	1227 W OAK GROVE RD
City	HERNANDO
State	MS
Zip	38632-7336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	OAK MANOR SD SEC A LOT 6
Legal Range	08
Legal Township	03
Legal Section	23
Legal Subdivision	OAK MANOR SD
Legal Lot Number	6
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2011
Census Tract	71123

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1227 W OAK GROVE RD, HERNANDO, MS 38632-7336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Feb 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	0000066949
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1227 W OAK GROVE RD, HERNANDO, MS 38632-7336
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004793/432
Date	Sep 6, 2019
Book Page	4793/432

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1227 W OAK GROVE RD, HERNANDO, MS 38632-7336
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1227 W OAK GROVE RD, HERNANDO, MS 38632-7336

Mortgage

Document Number	005462/591
Date	Feb 10, 2022
Book Page	5462/591

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,072.00 (+12.85%)	$20,338 (+32.25%) Land $3,700 Building $16,638	$203,381 (+32.25%) Land $37,000 Building $166,381
2023	$1,836.00	$15,379	$153,786 Land $37,000 Building $116,786

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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