1055 W Oak Grove Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 1055 W Oak Grove Rd, Hernando, MS 38632

Property Summary

Property TypeSingle Family Home
Details4 bd · 2,343 sqft · built 2000
Lot Size3 acres (130,680 sqft)
OwnerIndividual Name on Record
Tax Bill$1,984 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN3-08-6-23-01-0-00002-00

Property Details

APN / Parcel Number

Primary APN3-08-6-23-01-0-00002-00

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Stories1 Story
Building Area2,343 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area130,680 sqft (3 acres)
Patio Area144 sqft
Quonset Hut630 sqft

Location & Zoning

Street Address1055 W OAK GROVE RD
CityHERNANDO
StateMS
Zip38632-7804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionOAK MANOR SD SEC A LOT 2
Legal Range08
Legal Township03
Legal Section23
Legal SubdivisionOAK MANOR SD
Legal Lot Number2
JurisdictionDESOTO MS
Township / Civil Division4
Census Block Group2
Census Block2011
Census Tract71123

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1055 W OAK GROVE RD, HERNANDO, MS 38632-7804
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2010
Deed SaleMar 30, 2010
Prior SaleJun 19, 2009 · Amount on Record
Deed Document Number0000629701
Deed Book / Page629 / 701
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address1055 W OAK GROVE RD, HERNANDO, MS 38632-7804
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1055 W OAK GOVE RD, HERNANDO, MS 38632-7804

Mortgage

Document Number005281/456
DateJul 1, 2021
Book Page5281/456
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 1, 2041

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,984.00 (+15.55%)$19,584 (+34.89%) Land $3,000 Building $16,584$195,837 (+34.9%) Land $30,000 Building $165,837
2023$1,717.00$14,518$145,176 Land $30,000 Building $115,176

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 45% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HERNANDO-JAYBIRD
private · serves 6,750 people · EPA ID MS0170002
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35

May also be available: Verizon.

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