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1114 W Oak Grove Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 1114 W Oak Grove Rd, Hernando, MS 38632

Property Summary

Property TypeSingle Family Home
Details1,659 sqft · built 2000
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Tax Bill$1,364 (2025)
Deeds & MortgagesApr 2026 Mortgage
Apr 2023 Sale
Flood ZoneZone X (minimal risk)
APN3-08-6-14-00-0-00019-04

Property Details

APN / Parcel Number

Primary APN3-08-6-14-00-0-00019-04

Interior

Building Area1,659 sqft Adjusted Area
1st Floor Area1,430 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof TypeGable
Roof MaterialShingle
Lot Area217,800 sqft (5 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1114 W OAK GROVE RD
CityHERNANDO
StateMS
Zip38632-8077
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionPT SE1/4 SE1/4
Legal Range008
Legal Township03S
Legal Section14
Legal Lot Number19
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group1
Census Block1004
Census Tract71124

Owner

Source: DeSoto County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1114 W OAK GROVE RD, HERNANDO, MS 38632-8077
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Apr 24, 2023Warranty Deed, Transfer
NOT AVAILABLE, GUARDIAN TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 2023
Deed SaleApr 24, 2023
Deed Book / Page1023 / 6445
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Recording DateApr 16, 2026
Property Address1114 W OAK GROVE RD, HERNANDO, MS 38632-8077
Document Number5663/40448
Book / Page5663 / 40448
Instrument DateApr 8, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1114 W OAK GROVE RD, HERNANDO, MS 38632-8077

Mortgage

Document Number5663040448,
DateApr 16, 2026
Book Page5663/40448
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term325 Months
DueMay 1, 2053
Interest
Rate6.11%
Max Rate-1%

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateApr 24, 2023
Property Address1114 W OAK GROVE RD, HERNANDO, MS 38632-8077
Document Number01023/6445
Book / Page1023 / 6445
Instrument DateApr 21, 2023
Transaction TypeTransfer
Record UpdatedMay 26, 2023
Title CompanyNOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address230 EUREKA ST, BATESVILLE, MS 38606-2624

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1114W W OAK GROVE RD, HERNANDO, MS 38632-8077

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,364.00 (+170.1%)$14,291 (+28.25%) Land $4,000 Building $10,291$142,907 (+28.25%) Land $40,000 Building $102,907
2023$505.00$11,143$111,429 Land $40,000 Building $71,429

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimFeb 2011

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 62% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HERNANDO-JAYBIRD
private · serves 6,750 people · EPA ID MS0170002
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
C Spire Wireless
Fiber		1,000 / 1,000
AT&T
DSL		100 / 20

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