1227 High St, Covington, KY 41016 Property Records

Kenton County property record for 1227 High St, Covington, KY 41016

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,155 sqft · built 1912
Lot Size	0.121 acres (5,280 sqft)
Owner	Individual Name on Record
Last Sale	$7,000 (Nov 2011)
Tax Bill	$596 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-14-00-032.00`

Property Details

APN / Parcel Number

Primary APN	`040-14-00-032.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,155 sqft Finished Area

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Wood Siding
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	5,280 sqft (0.121 acres)
Lot Dimensions	110 ft deep x 48 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1227 HIGH ST
City	COVINGTON
State	KY
Zip	41016-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITAKER & HAYMAN LOT 48 48X110 IRREG
Legal Subdivision	WHITAKER & HAYMAN
Legal Lot Number	48
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2012
Census Tract	63800

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1227 HIGH ST, COVINGTON, KY 41016-1624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2011 · Amount on Record
Deed Sale	Nov 3, 2011 · Amount on Record
Prior Sale	Feb 20, 2007 · Amount on Record
Deed Document Number	201111 03 059 00150
Deed Book / Page	4690 / 51
Last Transfer Date	Nov 3, 2020
Transfer Doc	0005900017
Record Updated	Oct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Nov 12, 2020
Property Address	1227 HIGH ST, COVINGTON, KY 41016-1624
Document Number	0000000017
Book / Page	000054 / 000622
Instrument Date	Nov 3, 2020
Instrument	17
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$11.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1227 HIGH ST COVINGTON KY 410161624, COVINGTON, KY 41016-1624

Mortgage

Document Number	18
Date	Nov 12, 2020
Book Page	00M124/000431
Instrument	18

Lender

Name	MANDI S CORMAN
Address	LUDLOW, KY 41016
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Nov 11, 2023

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,400 (+138.67%) Land $10,000 Building $97,400	$107,400 (+138.67%) Land $10,000 Building $97,400
2025	$596.00 (-0.5%)	$45,000 (-) Land $5,000 Building $40,000	$45,000 (-) Land $5,000 Building $40,000
2023	$599.00 (+0.84%)	$45,000 (-) Land $5,000 Building $40,000	$45,000 (-) Land $5,000 Building $40,000
2022	$594.00	$45,000 Land $5,000 Building $40,000	$45,000 Land $5,000 Building $40,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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