1219 High St, Covington, KY 41016 Property Records

Kenton County property record for 1219 High St, Covington, KY 41016

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,180 sqft · built 1896
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on File
Last Sale	$51,000 (Oct 2018)
Tax Bill	$2,235 (2025)
Deeds & Mortgages	Mar 2020 Sale Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`040-14-00-035.00`

Property Details

APN / Parcel Number

Primary APN	`040-14-00-035.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,180 sqft Finished Area
Gross Area	2,250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	110 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1219 HIGH ST
City	COVINGTON
State	KY
Zip	41016-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITAKER & HAYMAN 44 PT 43
Legal Subdivision	WHITAKER & HAYMAN
Legal Lot Number	44,43
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2012
Census Tract	63800

Owner

1219 High St is owned by a company that bought it in October 2018.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	104 LUMLEY AVE, FORT THOMAS, KY 41075-1807
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2020	Deed, Transfer
Mar 17, 2020	Grant Deed, Transfer HERITAGE BK
Nov 21, 2019	Loan Modification, Mortgage · Line of Credit HERITAGE BK
Dec 10, 2018	Trustee's Deed, Construction Loan · Construction Mortgage HERITAGE BK
Oct 15, 2018	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2018 · Amount on File
Deed Sale	Oct 15, 2018 · Amount on File
Prior Sale	May 28, 2015 · Amount on File
Deed Document Number	201810 15 059 00081
Deed Book / Page	6523 / 90
Prior Transfer Date	Nov 25, 2002
Record Updated	Oct 29, 2026

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Mar 17, 2020
Property Address	1219 HIGH ST, COVINGTON, KY 41016-1624
Document Number	0005900246
Book / Page	KC 12 / 347
Instrument Date	Feb 13, 2020
Instrument	20031705900246
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 LUMLEY AVE, 104, FORT THOMAS, KY 41075-1807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 LUMLEY AVE, FORT THOMAS, KY 41075-1807

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Mar 17, 2020
Property Address	1219 HIGH ST, COVINGTON, KY 41016-1624
Document Number	0000000246
Book / Page	000012 / 000347
Instrument Date	Feb 13, 2020
Instrument	246
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	104 LUMLEY AVE FORT THOMAS KY 410751807, FORT THOMAS, KY 41075-1807

Mortgage

Document Number	247
Date	Mar 17, 2020
Book Page	000020/000890
Instrument	247

Lender

Name	HERITAGE BK
Type	Bank
Address	ALEXANDRIA, KY 41001

Agreement

Amount	Amount on Record
Term	240 Months
Due	Mar 16, 2040

Interest

Rate Type	Adjustable Rate

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	1219 HIGH ST, COVINGTON, KY 41016-1624
Document Number	0000000261
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1521 CROSSWINDS DR INDEPENDENCE KY 410517443, INDEPENDENCE, KY 41051-7443

Mortgage

Document Number	0000000261
Date	Dec 5, 2019
Book Page	0C6819/000281
Instrument	261

Lender

Name	HERITAGE BK
Type	Bank
Address	ALEXANDRIA, KY 41001

Agreement

Type	Line of Credit
Term	12 Months
Due	Dec 4, 2020

Interest

Rate Type	Adjustable Rate

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	Dec 10, 2018
Property Address	1219 HIGH ST, COVINGTON, KY 41016-1624
Book / Page	0C6560 / 000049
Instrument Date	Nov 28, 2018
Instrument	157
Transaction Type	Construction Loan
Record Updated	Dec 24, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1521 CROSSWINDS DR INDEPENDENCE KY 410517443, INDEPENDENCE, KY 41051-7443

Mortgage

Document Number	0000000157
Date	Dec 10, 2018
Book Page	0C6560/000049
Instrument	157

Lender

Name	HERITAGE BK
Type	Bank
Address	ALEXANDRIA, KY 41001

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 9, 2019

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 15, 2018
Property Address	1219 HIGH ST, COVINGTON, KY 41016-1624
Document Number	0000000081
Book / Page	ORC652 / 000090
Instrument Date	Oct 11, 2018
Instrument	81
Transaction Type	Transfer
Record Updated	Oct 31, 2018
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$51.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1521 CROSSWINDS DR INDEPENDENCE KY 410517443, INDEPENDENCE, KY 41051-7443
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1219 High St was $2,235.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,700 (-) Land $10,000 Building $158,700	$168,700 (-) Land $10,000 Building $158,700
2025	$2,235.00	$168,700 Land $5,000 Building $163,700	$168,700 Land $5,000 Building $163,700
2023	$2,247.00	$168,700 Land $5,000 Building $163,700	$168,700 Land $5,000 Building $163,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1219 High St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1219 High St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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