1226 High St, Covington, KY 41016 Property Records

Kenton County property record for 1226 High St, Covington, KY 41016

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,903 sqft · built 1900
Lot Size	0.112 acres (4,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Jul 2022)
Tax Bill	$1,656 (2025)
Deeds & Mortgages	Jul 2022 Sale May 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-14-09-003.00`

Property Details

APN / Parcel Number

Primary APN	`040-14-09-003.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,903 sqft Finished Area
Gross Area	2,099 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	4,900 sqft (0.112 acres)
Lot Dimensions	98 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1226 HIGH ST
City	COVINGTON
State	KY
Zip	41016-1625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITAKER & HAYMAN PT LOT 65 50X98 IRREG
Legal Subdivision	WHITAKER & HAYMAN
Legal Lot Number	65
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2009
Census Tract	63800

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	270 MERRAVAY DR, FLORENCE, KY 41042-2706
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC
May 7, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2022 · Amount on Record
Deed Sale	Jul 20, 2022 · Amount on Record
Prior Sale	Jan 17, 2006 · Amount on Record
Deed Document Number	202218
Deed Book / Page	178 / 136
Prior Transfer Date	Aug 9, 2017
Prior Transfer Doc	0000000049
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 20, 2022
Property Address	1226 HIGH ST, COVINGTON, KY 41016-1625
Document Number	0005900018
Book / Page	178 / 136
Map Reference	PG 357
Instrument Date	Jul 14, 2022
Instrument	22072005900018
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10901 KIMBERLY DR, 10901, UNION, KY 41091-9216

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	270 MERRAVAY DR, FLORENCE, KY 41042-2706

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	May 7, 2020
Property Address	1226 HIGH ST, COVINGTON, KY 41016-1625
Document Number	0000000200
Book / Page	000020 / 000135
Instrument Date	May 1, 2020
Instrument	200
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	10901 KIMBERLY DR UNION KY 410919216, UNION, KY 41091-9216

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Sep 5, 2017
Property Address	1226 HIGH ST, COVINGTON, KY 41016-1625
Document Number	0000000049
Book / Page	006239 / 000144
Instrument Date	Aug 9, 2017
Instrument	49
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10901 KIMBERLY DR UNION KY 410919216, UNION, KY 41091-9216

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,400 (+25.12%) Land $10,000 Building $146,400	$156,400 (+25.12%) Land $10,000 Building $146,400
2025	$1,656.00 (+38.23%)	$125,000 (+38.89%) Land $5,000 Building $120,000	$125,000 (+38.89%) Land $5,000 Building $120,000
2023	$1,198.00	$90,000 Land $5,000 Building $85,000	$90,000 Land $5,000 Building $85,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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